Commerce · alternatives · 2026

24 alternatives to Sivo

Debt funding for Fintechs - lend money to users at scale

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Sivo launched in 2021; newer entries below may have overtaken it.

1. 1
   Tilvo▲112

   Borrow talent from Fortune 500 companies

   2024 · tilvo.com · its alternatives →

2. 2
   Belvo▲134

   Easiest way to connect bank accounts to an app in Latam

   2020 · belvo.com · its alternatives →

3. 3
   Level▲137

   Non-dilutive financing for fintech startups

   2021 · its alternatives →

4. 4
   Sequence▲502

   Supercharge your money with the world’s first money router

   2024 · getsequence.io · its alternatives →

5. 5
   Slice Capital▲340

   Invest alongside top Angels and VC’s for $100

   2018 · slice.capital · its alternatives →

6. 6
   Marcus by Goldman Sachs▲95

   Personal loans to help manage high-interest credit card debt

   2016 · marcus.com · its alternatives →

7. 7
   BON Credit▲296

   Reduce your debt with AI

   Dec 2025 · apps.apple.com · its alternatives →

8. 8
   Omni Lending▲228

   Instantly lend anything you own to your friends.

   2016 · its alternatives →

9. 9
   Lendflow▲148

   Embedded lending infrastructure for SaaS platforms

   2020 · lendflow.com · its alternatives →

10. 10
    Tiingo▲167

    High-end financial tools accessible to everyone

    2015 · app.tiingo.com · its alternatives →

11. 11
    Talvo▲90

    Connect 2,500+ European banks to track your spending

    Aug 2026 · talvo.eu · its alternatives →

12. 12
    Venture Debt from Mercury▲124

    Supercharge your raise with founder-friendly venture debt

    2022 · mercury.com · its alternatives →

13. 13
    Borrow▲6

    Peer-to-peer mobile networking platform for micro-financing.

    2020 · its alternatives →

14. 14
    LendingCrowd▲111

    Peer-to-peer lending in your pocket

    2015 · lendingcrowd.com · its alternatives →

15. 15
    Blip▲74

    Plaid, but for bill pay

    2023 · its alternatives →

16. 16
    Pariti▲93

    The free app to pay off debt and start saving 💰

    2017 · pariti.com · its alternatives →

17. 17
    Frank▲71

    Lend to and borrow money from your friends and family

    2016 · its alternatives →

18. 18
    LendLayer▲70

    Financing students to learn software development

    2015 · its alternatives →

19. 19
    Synctera▲75

    Fintech as a service to shape tomorrow's banking together

    2021 · synctera.com · its alternatives →

20. 20
    Finlingo▲77

    Your own AI CFO, watching your money on autopilot

    May 2026 · finlingo.ai · its alternatives →

21. 21
    Lending Club▲93

    Credit marketplace for peer-to-peer lending

    2014 · lendingclub.com · its alternatives →

22. 22
    Funded.io▲86

    easy financial modeling

    2014 · funded.io · its alternatives →

23. 23
    Ascend▲79

    Loans for borrowers who are better than their credit score

    2017 · its alternatives →

24. 24
    Lend Academy▲64

    Teaching the world about peer to peer lending

    2015 · lendacademy.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →