SPENDiD
Simple automated budgeting API for digital banking & fintech
SPENDiD launched on June 20, 2021 with 4 votes. The site was still online in September 2026, 5 years on.
What it does
The SPENDiD API empowers developers to offer app users an addictively simple, peer comparative "done for you" budgeting experience. Includes cash-flow health scores, lending risk metrics, and actionable personalized marketing insights for each user vs peers.
Occupation, location, expenses, benchmarks, and cash-flow health signals — as API, embedded Widget, and LifePreview for institutions.
SPENDiD connects occupation, income, location, expenses, peer benchmarks, and budget-health signals — so people, platforms, and institutions can see financial context before the decision is made. Most financial tools look backward at what already happened. SPENDiD looks forward at what a decision may mean — and delivers that context to the platforms, institutions, and people who need it in the moment. Estimate the income a career path may realistically support in a specific market. Project what life may actually cost in a given ZIP code or metro, by household situation. Build forward-looking expectations before there is history to draw from. See where a projected budget sits relative to…from spendid.io
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Fina2023 · fina.money · ▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.

- SASpendy – a simple money tracker (iOS app)2014 · dl.dropboxusercontent.com · ▲59

- IMI made a simple personal finance API (like Yodlee)2010 · finkin.com. · ▲12
It's at http://finkin.com. The goal is to allow a developer to sign up in seconds, and within minutes begin querying data. It runs under https and stores no access information. From http://news.ycombinator.com/item?id=1431583, I realized that all those types of sites are not tailored to developers like the other simple APIs around the web are (i.e. flickr). I made mine as simple as I thought possible. From http://news.ycombinator.com/item?id=1676458, I realized that eventually it should be a scalable model where you pay pennies per the # of requests you make. Right now it supports many…
Treasury AIJun 2026 · treasury.sh · ▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
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