Unchained — Debt Freedom Tracker

What it does

Unchained compares Snowball vs Avalanche debt payoff methods side-by-side — not one at a time. Add your debts and instantly see which method saves more time, which saves more money, and the exact month you hit $0. It warns you in real time if a minimum payment isn't covering interest, previews how an extra payment changes your timeline before you calculate, and supports a one-time lump sum at any month. Free, no signup, 7 languages, nothing leaves your browser.

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