Venaya

What it does

A 0–100 financial health score, a dashboard that adapts to your life stage, and a calm daily money home. Free to start, no bank login required.

The privacy-first financial health tracker built in Switzerland. Track expenses manually with zero bank sync, simulate your next life stage, and get a 0–100 financial health score — free forever.

A 0–100 score built from your real money habits — not just your balance. Free forever. No bank login needed. My balance looks fine but I still feel behind. Am I actually okay? I don't know if I'm saving enough — or just telling myself I am. I have no idea what to fix first. Debt? Emergency fund? Both? Illustrative data. Your real numbers stay private and on your terms. No account needed. No bank login. Your savings rate, emergency runway, spending habits, and goals. 2 minutes. See exactly what drives your number and the 2–3 things that would move it most this month. Create a free account to track spending, set budgets, grow goals, and watch your score improve as your habits do. A 0–100…from venaya.app

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