
Version 2: For Everyone
Financial planning, not just FIRE planning
What it does
We started with the FIRE crowd, but MOF is now for everyone. Plan across goals, timelines and accounts. See your roadmap in charts + actions. Do it all privately without login or any stored data.
Does a similar job
all alternatives →- MMoneyOnFIRE2025 · moneyonfire.com · ▲21
We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…




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