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Life & fun · January 28, 2018

You Need a Budget

Proven System for Breaking the Paycheck-to-Paycheck Cycle

You Need a Budget launched on January 28, 2018 with 3 votes. The site was still online in September 2026, 8 years on.

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What it does

Never Worry About Money Again teaches that your money is you, that it’s meant to be spent, and that all you need to stop worrying about money is one question—what’s it for?

Money doesn’t have to be a source of anxiety. One simple question is all you need to stop worrying about money forever. Money is for spending. So if you want to get good at money, you need to get good at spending it. Being bad at money isn’t a character flaw, it’s a skill gap. You've been told to earn more, spend less, stop buying lattes—there’s a reason that advice doesn’t work. To get good at money, you have to change two things: how you see money and how you spend it. In 2004, YNAB began as a humble spreadsheet to keep Jesse’s young marriage financially afloat and has since grown into a movement that's helped millions of people get good at money and never worry about money again. Today,…from ynab.com

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