Zopa

What it does

Check if you’re eligible for a loan in 3 minutes with Zopa, a Loan Provider of the Year 2025 finalist, with no impact on your credit score.

Need a loan? Get a personalised quote and check if you’re eligible for a Zopa loan in only 3 minutes – no impact on your credit score. With over 20 years of lending experience and more than £13 billion lent, we're proud to offer simple, fair and honest personal loans. A Zopa personal loan gives you a lump sum of money upfront that you repay in fixed monthly instalments over an agreed term with interest. Your interest rate depends on factors like your credit score and income. Missed or late payments may affect your credit score and ability to borrow in the future. With a Zopa loan, you can borrow between £1,000 - £50,000. Use our loan calculator to check your personalised rate and monthly…from zopa.com

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