Commerce · alternatives · 2026

24 alternatives to Zopa

Lend money to sensible borrowers who pay you interest.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Zopa launched in 2015; newer entries below may have overtaken it.

1. 1
   LendPal▲68

   Borrow and Lend Money + Items to Friends

   2014 · its alternatives →

2. 2
   Zopa Bank▲74

   A bank to empower you to feel good about your money

   2020 · zopa.com · its alternatives →

3. 3
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · lendingclub.com · its alternatives →

4. 4
   Frank▲71

   Lend to and borrow money from your friends and family

   2016 · its alternatives →

5. 5
   LendUp▲84

   Micro-loans made simple

   2014 · lendup.com · its alternatives →

6. 6
   MoneyWiz▲71

   A modern approach to personal finance

   2014 · moneywizapp.com · its alternatives →

7. 7
   Zoho Checkout▲132

   Collecting payments online just got simpler.

   2017 · zoho.com · its alternatives →

8. 8
   Puddle▲93

   Borrow money easily and cheaply from your community.

   2014 · its alternatives →

9. 9
   Senzu▲117

   Learn how to manage your personal finances

   2017 · kazuha.ai · its alternatives →

10. 10
    Tilt▲105

    Easily collect money from a group for free (now on Android)

    2015 · tilt.com · its alternatives →

11. 11
    LendingCrowd▲111

    Peer-to-peer lending in your pocket

    2015 · lendingcrowd.com · its alternatives →

12. 12
    LendingRobot▲95

    Automated investing on Prosper/Lending Club

    2015 · classic.lendingrobot.com · its alternatives →

13. 13
    PayPal for Business▲148

    Stay on top of your business wherever it takes you!

    2016 · paypal.com · its alternatives →

14. 14
    YNAB (You Need a Budget)▲208

    Gain control of your money

    2015 · ynab.com · its alternatives →

15. 15
    Omni Lending▲228

    Instantly lend anything you own to your friends.

    2016 · its alternatives →

16. 16
    Even▲105

    Steady your income stream w/ cash mgmt & interest free loans

    2015 · onepay.com · its alternatives →

17. 17
    Prosper Daily▲158

    Track & control your money like a boss

    2016 · prosper.com · its alternatives →

18. 18
    LendingHome▲64

    Get a real estate loan. No bank required.

    2015 · kiavi.com · its alternatives →

19. 19
    Qoins 2.0▲97

    Pay off debt with spare change

    2017 · apps.apple.com · its alternatives →

20. 20
    Hurdlr▲143

    Simple financials for busy entrepreneurs

    2016 · hurdlr.com · its alternatives →

21. 21
    Z-Money Pro▲76

    Online personal finance accounting system

    2018 · z-money.pro · its alternatives →

22. 22
    Lend Academy▲64

    Teaching the world about peer to peer lending

    2015 · lendacademy.com · its alternatives →

23. 23
    Qoins▲137

    Pay off debt with spare change

    2016 · qoins.io · its alternatives →

24. 24
    Titmice▲75

    Take charge of your expenses. Stop overspending.

    2016 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →