Work · alternatives · 2026

24 alternatives to 401(k)ub

Save cash on 401(k) fees with a unique menu, Feed Your Bear!

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. 401(k)ub launched in 2018; newer entries below may have overtaken it.

1. 1
   Retire▲74

   Take back $162,125 you are losing in 401(k) fees

   2019 · getretire.com · its alternatives →

2. 2
   Digit for Facebook Messenger▲117

   Save money, without thinking about it.

   2017 · messenger.com · its alternatives →

3. 3
   Blooom▲75

   We fix your 401k for you.

   2014 · its alternatives →

4. 4
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · ynab.com · its alternatives →

5. 5
   Tip Yourself▲137

   Easy, fun and rewarding way to save money

   2017 · earnin.com · its alternatives →

6. 6
   Lendtable▲117

   We give you the money to max out your employee benefits

   2021 · lendtable.com · its alternatives →

7. 7
   Qoins▲137

   Pay off debt with spare change

   2016 · qoins.io · its alternatives →

8. 8
   Guideline▲97

   A beautiful low-fee, fully-automated 401(k)

   2016 · guideline.com · its alternatives →

9. 9
   Personal Capital▲85

   All your accounts, All in one place.

   2013 · personalcapital.com · its alternatives →

10. 10
    Bitwage▲101

    Bitcoin Payroll: Made Easy

    2014 · its alternatives →

11. 11
    Level Money▲78

    Simple view of your available cash and budget

    2014 · apps.apple.com · its alternatives →

12. 12
    Gigster Fund▲143

    Better benefits for freelancers

    2016 · gigster.com · its alternatives →

13. 13
    WealthBar▲79

    Your online financial advisor

    2014 · cifinancial.com · its alternatives →

14. 14
    Tiny Bank Beta▲127

    An inbox for your money

    2016 · tinybank.co · its alternatives →

15. 15
    Plan to Not Pay Taxes▲65

    Use Roth IRAs to fund a tax free retirement

    2016 · amazon.com · its alternatives →

16. 16
    MoneyDashboard▲72

    Get the true view of your finances

    2014 · data.one · its alternatives →

17. 17
    Betterment RetireGuide▲95

    Invest correctly for a comfortable retirement.

    2015 · betterment.com · its alternatives →

18. 18
    ThinkTwice▲124

    Do you really *need* to buy something?

    2019 · its alternatives →

19. 19
    Ubiquity▲64

    Plan Better. Save More. Retire Happy.

    2015 · myubiquity.com · its alternatives →

20. 20
    Cash Balancer▲75

    I have 5% of crypto and want 65% of Bitcoin there. How?

    2021 · github.com · its alternatives →

21. 21
    Peanut Butter▲78

    Facilitates benefit that reduces employee student loan debt.

    2015 · getpeanutbutter.com · its alternatives →

22. 22
    Bricklane.com▲100

    A home for your savings

    2016 · bricklane.com · its alternatives →

23. 23
    Inside Deals▲112

    Hand-picked products, deals, and ways to save money.

    2017 · inside.com · its alternatives →

24. 24
    SimpleBusiness▲16

    Get savings on your everyday business needs.

    2016 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →