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Plan life goals with optimized 401(k), 529, and investments

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    http://goalfinch.com I had the idea for Goalfinch while reading an article here on Hacker News about economic incentives and how effective they are. It got me thinking: What if there were an easy way to set up economic incentives for the goals I have in my own life? A few months later, after working on it off and on in my spare hours, it's ready for prime time. With Goalfinch, you define a goal and make a contribution of cash that acts as an incentive for you to complete the goal. Your Facebook friends confirm whether or not you've accomplished it. If you succeed before your deadline, you…

    2011

  22. 22KT

    I started to track my expenses on excel sheets earlier this year. It was interesting to see how much I spent casually on just another hangout with friends or on education. Excel sheets are painful, at least for me. So I built this with my friend: (it's just MVP) http://accountant.besperk.com Edit: Coming up next: > Mobile site and apps asap. > Graphs and reports > SSL > Custom Alerts (when you cross a certain limit, that you define, for certain tag) > Pre populated tags. Tech used: > Rails > on Heroku My co-founder is offline will ask him to add more details on…

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    We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…

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