Life & fun · alternatives · 2026

24 alternatives to Aspiration

Online bank with free ATM access & pay-what-you-want fees

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Aspiration launched in 2015; newer entries below may have overtaken it.

1. 1
   Aspiration Summit Account▲6

   Get free access to any ATM and higher interest with no fees

   2015 · greenfi.com · its alternatives →

2. 2
   Simple▲161

   Online banking with automatic budgeting

   2014 · pnc.com · its alternatives →

3. 3
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · ynab.com · its alternatives →

4. 4
   Tiny Bank Beta▲127

   An inbox for your money

   2016 · tinybank.co · its alternatives →

5. 5
   Plaid▲157

   A REST API for your bank

   2014 · plaid.com · its alternatives →

6. 6
   Eno by Capital One▲106

   An intelligent assistant for your bank account

   2017 · capitalone.com · its alternatives →

7. 7
   SPARE.▲70

   The free virtual ATM network. *As seen on Shark Tank*

   2019 · gotspare.com · its alternatives →

8. 8
   Zoho Checkout▲132

   Collecting payments online just got simpler.

   2017 · zoho.com · its alternatives →

9. 9
   Vouch▲90

   Friend powered finance

   2014 · vouchmoney.com · its alternatives →

10. 10
    BankMobile▲73

    A revolutionary way to bank

    2015 · firstcarolinabank.com · its alternatives →

11. 11
    Open Bank Project▲67

    An open-source platform for banks

    2014 · openbankproject.com · its alternatives →

12. 12
    Holvi▲94

    Online banking rethought for small businesses

    2014 · holvi.com · its alternatives →

13. 13
    Aspiration▲13

    Investing. With a conscience.

    2015 · greenfi.com · its alternatives →

14. 14
    Braintree▲70

    Accept payments online

    2014 · paypal.com · its alternatives →

15. 15
    Aspiration Summit Checking for Android▲5

    An online financial firm with a conscience.

    2016 · play.google.com · its alternatives →

16. 16
    Hoddle▲66

    Manage all of your bank accounts in one place

    2021 · hoddle.app · its alternatives →

17. 17
    FreeATM▲123

    Never pay ATM fees again (watch commercials instead)

    2014 · freeatm.com · its alternatives →

18. 18
    Ascend▲79

    Loans for borrowers who are better than their credit score

    2017 · its alternatives →

19. 19
    Privacy.com Drones▲109

    It’s like a flying ATM. Drones built to deliver cash to you

    2017 · medium.com · its alternatives →

20. 20
    WiseCash▲71

    Master your cash-flow

    2013 · its alternatives →

21. 21
    Level Money▲78

    Simple view of your available cash and budget

    2014 · apps.apple.com · its alternatives →

22. 22
    Vault by Coinbase▲102

    Bitcoin wallet for larger amounts.

    2014 · coinbase.com · its alternatives →

23. 23
    Circle▲91

    Bitcoin for the masses— store & use Bitcoin for free

    2014 · circle.com · its alternatives →

24. 24
    inBudget▲106

    Personal financial management app

    2016 · inbudget.net · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →