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Commerce · alternatives · 2026

24 alternatives to AztecPay

Lower transaction fees with Arbitrum-powered payments

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1

    Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

    2025 · smalltransfers.com · its alternatives →

  2. 2
    Zoneless▲111

    Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless, that cost goes down to around $6. I've been using it personally for the past few months, and onboarded 5,000+ sellers and done 3,000+ payouts. 74% of new sellers on my marketplace choose Zoneless over Stripe, which is really interesting. I appreciate crypto and stablecoins are a…

    Apr 2026 · zoneless.com · its alternatives →

  3. 3

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  4. 4
    Slash▲159

    Web3 payments provider

    2023 · slash.fi · its alternatives →

  5. 5

    Accept Payments with 0% Transaction Fees

    2014 · paystand.com · its alternatives →

  6. 6
    AhaSend▲132

    I'm the founder of AhaSend. We've built a transactional email service specifically for developers, with a Pay-As-You-Go pricing model ($0.50 per 1,000 emails) and up to 70% volume discount for platform partners. While there are many ESPs out there, we focused heavily on the Developer Experience to solve the pain of building and testing email flows: * The CLI: Heavily inspired by the Stripe CLI, we built a tool that lets you develop and debug locally. You can listen to webhooks, trigger events, manage your domains, and send / list / debug messages directly from your terminal. * True…

    2024 · ahasend.com · its alternatives →

  7. 7

    $50k Investment + 3 Month Program for Web 3.0 Startups

    2021 · btcfrontier.fund · its alternatives →

  8. 8
    HexPay▲177

    💎 Integrate P2P crypto payments easily

    2024 · callerapi.com · its alternatives →

  9. 9

    Trade arbitrage opportunities across 35+ crypto exchanges💰📈

    2018 · coinarbitrage.io · its alternatives →

  10. 10
    icpay▲100

    Stripe, for crypto.

    2025 · its alternatives →

  11. 11
    P402.io▲102

    Route, verify, and settle paid API calls with clear traces

    Jan 2026 · p402.io · its alternatives →

  12. 12
    Web3 Army▲109

    Find a job in crypto, web3 and blockchain

    2021 · blockchaindevs.substack.com · its alternatives →

  13. 13
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  14. 14

    Get crypto for running a blockchain on your phone

    2023 · amazewallet.com · its alternatives →

  15. 15

    Empowering business with secure, swift transactions

    2023 · tegro.money · its alternatives →

  16. 16
    Stripe▲78

    Payment integration and management.

    2018 · stripe.com · its alternatives →

  17. 17

    Low Fees with Coinremitter Crypto payment gateway

    2025 · coinremitter.com · its alternatives →

  18. 18
    Yatori▲8

    I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?

    2025 · yatori.io · its alternatives →

  19. 19

    Cross-border B2B payments: 1/2 cost, 2x speed, using Bitcoin

    2015 · aligncommerce.com · its alternatives →

  20. 20WB

    Hello HN Viewers, So this all started when we got super frustrated trying to figure out payment fees. You know how it goes – you have got a bunch of payment providers, each with their own fee reports, and trying to make sense of all that mess is quite challenging and complex. We thought, why not just build something that pulls all those fee reports together, cleans them up, and makes them actually understandable? So we built a tool that pulls in fee reports from multiple providers, standardizes fee names, and makes it easier to understand all fee types. You can drill down to see the exact…

    2025 · hypersense.io · its alternatives →

  21. 21

    The easy blockchain insurance alternative

    2024 · opencover.com · its alternatives →

  22. 22

    Web3 invoices for everyday business ⚡️

    2024 · matterinvoice.com · its alternatives →

  23. 23

    Get paid in stablecoins. Without banks, SWIFT, or Stripe.

    May 2026 · settlepay.pro · its alternatives →

  24. 24

    Accept crypto payments as business with zero fees

    2024 · janedoe.fi · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →