Life & fun · alternatives · 2026

24 alternatives to Bank of Hodlers, Asset-backed Lending

Earn interest on your Crypto-deposits

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Bank of Hodlers, Asset-backed Lending launched in 2019; newer entries below may have overtaken it.

1. 1
   Nuo Network▲76

   Earn interest in crypto with your debit card

   2019 · its alternatives →

2. 2
   Nuo Lend▲71

   Lend and borrow crypto currencies transparently

   2018 · its alternatives →

3. 3
   SmartCredit▲82

   Earn interest or borrow crypto in 2 minutes

   2022 · its alternatives →

4. 4
   Dharma▲162

   The easiest place to borrow and lend cryptocurrency

   2019 · its alternatives →

5. 5
   OnJuno▲346

   Crypto friendly banking with 6% interest and 10% cashback

   2022 · its alternatives →

6. 6
   BlockFi Interest Account▲82

   Earn compounding interest on BTC and ETH

   2019 · its alternatives →

7. 7
   Bitcompare▲65

   Find the best interest rates for your crypto assets

   2019 · its alternatives →

8. 8
   Crypto Interest Bearing Account by Delta▲64

   Earn up to 10% interest p.a. on Bitcoin with no lock-ups! 💰

   2020 · its alternatives →

9. 9
   Salt Lending▲120

   Blockchain-backed loans. Hold your assets, get your cash.

   2017 · its alternatives →

10. 10
    Celsius▲87

    Earn interest on your crypto

    2021 · its alternatives →

11. 11
    Argent▲205

    Crypto's first one tap app to earn and invest

    2020 · its alternatives →

12. 12
    Hodlnaut▲80

    The easiest way to earn crypto interest

    2021 · its alternatives →

13. 13
    ETHLend▲79

    Decentralized P2P marketplace to borrow against BTC, ETH

    2019 · its alternatives →

14. 14
    CoinRabbit▲76

    Earn & borrow crypto at any market conditions

    2021 · its alternatives →

15. 15
    WhaleLend▲91

    Safe and secure way to earn interest on your cryptocurrency

    2019 · its alternatives →

16. 16
    CRED Mint▲168

    Earn up-to 9% interest, while investing in CRED members

    2021 · its alternatives →

17. 17
    WeLendBitcoin▲127

    Lend your bitcoins automatically and earn interest

    2017 · its alternatives →

18. 18DP
    Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156

    Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

    2017 · its alternatives →

19. 19
    Liquidus Wallet App▲72

    Secure crypto wallet where you can start earning interest

    2023 · its alternatives →

20. 20
    Hexn.io▲136

    Grow wealth with no stress

    2024 · hexn.io · its alternatives →

21. 21
    Coinseed Savings▲108

    Invest your spare change in crypto and earn interest

    2020 · its alternatives →

22. 22
    Coinchange.io▲82

    Earn & buy crypto, get safe passive income from DeFi yield

    2021 · its alternatives →

23. 23
    USDC to Bank▲113

    Go from crypto to fiat in your bank, in minutes

    2023 · its alternatives →

24. 24
    Element Finance▲68

    Earn high fixed-rate interest on your crypto

    2021 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →