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Work · alternatives · 2026

24 alternatives to CDF — Cérebro das Finanças

CDF: The intelligent brain for your personal finances.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

  1. 1
    Ray▲293

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  2. 2

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com · its alternatives →

  3. 3
    Strabo▲316

    A free Notion inspired personal finance dashboard

    2024 · strabo.app · its alternatives →

  4. 4

    The finance Spreadsheet killer, 20x faster, built in Notion

    2023 · ajinkyabhat.com · its alternatives →

  5. 5
    Actual▲36

    Track your money, save money.

    2020 · actualbudget.org · its alternatives →

  6. 6

    Finances simplified in a cohesive and connected manner

    2023 · financeos.typedream.app · its alternatives →

  7. 7
    NoFi▲108

    Notion personal finance template with automated data entry

    2023 · nofi.so · its alternatives →

  8. 8
    CoreFX▲66

    Turn your bank into a platform.

    2014 · corefx.com · its alternatives →

  9. 9

    uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.

    2021 · ufincs.com · its alternatives →

  10. 10

    The modern knowledge financial platform

    2019 · atom.finance · its alternatives →

  11. 11

    Take control of your money

    2025 · nikk07.gumroad.com · its alternatives →

  12. 12

    Master your money, elevate life with Finance Brain

    2023 · oussamaltrx21.gumroad.com · its alternatives →

  13. 13

    Professional-grade stock investing, simplified with AI.

    Mar 2026 · accountable.finance · its alternatives →

  14. 14

    AI-Powered Precision for Every Investor

    2025 · its alternatives →

  15. 15

    Your money mirror: reflect, plan, conquer.

    2025 · its alternatives →

  16. 16

    One app. All your finances.

    2025 · thisisfrancis.io · its alternatives →

  17. 17

    The Financial Operating System gives clean Notion dashboard

    Nov 2025 · aruascales.gumroad.com · its alternatives →

  18. 18

    Your Finance on Your Palm

    2025 · its alternatives →

  19. 19
    Bancfy▲6

    The problem isn't spending. It's not knowing the rules.

    Mar 2026 · bancfy.com · its alternatives →

  20. 20MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com · its alternatives →

  21. 21

    Expense, Money Tracker, Planner

    2025 · finself.app · its alternatives →

  22. 22
    VuFi▲8

    After graduating from college I quickly realized that my money was ending up in a lot of different places. I was frustrated having to log in to different bank accounts, retirement accounts, and investment accounts, and tally everything up at the end of the month in a spreadsheet. So I created VuFi, which does it for me, automatically, every day! I've been building the app myself over the last few years, and it's finally gotten to the point where I believe it can be useful for other people as well. I would love any feedback on the idea, UI, or features that I should add in the near future!

    2025 · vufi.app · its alternatives →

  23. 23

    Hi HN, We’re a small team working on 13Radar.com, which we launched about two weeks ago after 4 months of development. I’m the founder, and together with the team we’re building a platform that tracks hedge fund portfolios in real-time based on SEC Form 13F filings. AI has been a major helper in our workflow. For a single webpage, we often consult multiple AI systems in parallel, generating different versions and comparing them side by side before deciding on the final design or implementation. More than 60% of the research, design, and coding involved AI assistance. For UI design we used…

    Nov 2025 · 13radar.com · its alternatives →

  24. 24
    FinDex▲3

    Your money, your tools. AI-native, hyperpersonalised finance

    Jul 2026 · tryfindex.vercel.app · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →