Life & fun · alternatives · 2026
24 alternatives to CreditKarma
Awesome free tool to keep track of your credit score
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. CreditKarma launched in 2014; newer entries below may have overtaken it.
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WalletHub▲90A.I.-powered savings alerts, free daily credit scores & more
2016 · wallethub.com · its alternatives →
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A crystal ball for your credit score
2016 · creditkarma.com · its alternatives →
- 4
MoneyCoach▲98Manage money, credit cards, budget & track your spending
2023 · moneycoach.ai · its alternatives →
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Free Credit Score, Report and Monitoring for iOS
2016 · apps.apple.com · its alternatives →
- 7
Pay your debt obligations on time with Notion debt tracker
2023 · theaccountantguy.gumroad.com · its alternatives →
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- 9IB
This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!
2025 · rewards.getonecard.io · its alternatives →
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Helping you improve your Credit Score by paying your rent
2014 · rentalkharma.com · its alternatives →
- 14CC
2018 · creditdaemon.com · its alternatives →
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Getting ahead of your debts should be free.
2025 · apps.apple.com · its alternatives →
- 16
Get your detailed credit report online
2025 · credithelpindia.com · its alternatives →
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I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Mar 2026 · trackm.net · its alternatives →
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Free expense management app to track and control money
2017 · luongsontv5.com · its alternatives →
- 24
Get your credit score for free. The credit is all yours.
2017 · borrowell.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →