Commerce · alternatives · 2026

24 alternatives to Emma

Actionable insights to reach your financial goals. 🤑

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Emma launched in 2017; newer entries below may have overtaken it.

1. 1
   Emma 2.0 🇺🇸🇨🇦▲185

   Your Best Financial Friend just landed in North America

   2019 · emma-app.com · its alternatives →

2. 2
   Emma, your best financial friend▲19

   Take control of your money. Connect all your accounts, set budgets, categorise expenses, track bills and subscriptions at ease. Start saving smarter with Emma app.

   2019 · emma-app.com · its alternatives →

3. 3
   Albert▲166

   Actionable financial advice on your phone

   2016 · albert.com · its alternatives →

4. 4
   EMMA▲89

   On-demand applied AI for analysis, consulting & research

   2016 · emmaai.com · its alternatives →

5. 5
   Bills▲282

   Keep the control of your finances

   2024 · bills.framer.website · its alternatives →

6. 6
   Kate▲93

   Visualize the effects of your overspending.

   2015 · its alternatives →

7. 7
   Penny 2.0▲222

   Your friendly personal finance coach

   2017 · pennyapp.io · its alternatives →

8. 8
   Plan ▲118

   Finances, expenses, goals and debts, all in your pocket

   2023 · apps.apple.com · its alternatives →

9. 9
   Penny, an easy way to track your spending▲89

   Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

   2016 · pennyapp.io · its alternatives →

10. 10
    Olivia▲194

    A financial assistant powered by AI 💳✨

    2017 · apps.apple.com · its alternatives →

11. 11KA
    Keep, an app that helps you love how you spend every dollar▲79

    2014 · m.trykeep.com · its alternatives →

12. 12
    EzyBudget.io▲102

    The simplest app to get the most out of your finances

    2023 · its alternatives →

13. 13
    MoneyThings - Finance Tracker▲72

    Record everything about money in one place.

    2021 · apps.apple.com · its alternatives →

14. 14
    FinGrow Finance▲123

    Your new go-to for managing money

    2024 · apps.apple.com · its alternatives →

15. 15
    X Money▲125

    Your money, on the world's most powerful network.

    Aug 2026 · money.x.com · its alternatives →

16. 16
    Financial - Manager & Tracker▲63

    A better way to manage your income, expenses & debts.

    2024 · apps.apple.com · its alternatives →

17. 17
    Budgetify▲76

    An expense tracker with Favicons and Multiple Inputs

    2023 · apps.apple.com · its alternatives →

18. 18
    Daylibread▲73

    The live within your means app

    2020 · daylibread.com · its alternatives →

19. 19
    MoneyCoach▲98

    Manage money, credit cards, budget & track your spending

    2023 · moneycoach.ai · its alternatives →

20. 20
    Inity▲67

    Stay on top of your finances with Inity

    2022 · play.google.com · its alternatives →

21. 21
    Budget, Goal & Expense Tracker▲68

    Helping people to achieve their financial goals

    2023 · apps.apple.com · its alternatives →

22. 22SA
    Spendy – a simple money tracker (iOS app)▲59

    2014 · dl.dropboxusercontent.com · its alternatives →

23. 23
    MoneyMeow▲8

    Simplifying your finances for a smarter future

    2025 · moneymeow.vercel.app · its alternatives →

24. 24
    Richify.ai - Financial Wellbeing ▲43

    AI-Powered Financial Insights and Education

    2025 · richify.ai · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →