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Commerce · alternatives · 2026

24 alternatives to Faff

Personalised financial advice and tailored cashback offers!

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Faff launched in 2019; newer entries below may have overtaken it.

  1. 1

    Say goodbye to financial anxiety

    2023 · cashews.finance · its alternatives →

  2. 2
    Ray▲298

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  3. 3
    Uprise▲356

    We optimize your financial life, for free

    2022 · uprise.us · its alternatives →

  4. 4

    Personalized Financial Advice

    2023 · soundadvice.ai · its alternatives →

  5. 5

    Smartest way to manage your finances

    2022 · avocadofinance.io · its alternatives →

  6. 6
    FinKitty▲107

    Your finance pet that cheers every smart money move

    Oct 2025 · finkitty.com · its alternatives →

  7. 7

    Replace your bank account with DeFi

    2021 · outlet.finance · its alternatives →

  8. 8

    TopHat Finance - an in-browser personal finances app

    2022 · athenodoros.github.io · its alternatives →

  9. 9
    PeFi▲65

    Personal finance manager

    2022 · apps.apple.com · its alternatives →

  10. 10

    The app for growing your money and optimizing your taxes.

    2021 · helloplaybook.webflow.io · its alternatives →

  11. 11
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

  12. 12

    Where is your money going? 💸

    2021 · getfin.app · its alternatives →

  13. 13

    Smarter spending. Cash back & automated money management.

    2016 · spentapp.com · its alternatives →

  14. 14DE

    Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…

    2024 · getpaper.money · its alternatives →

  15. 15IC
  16. 16

    It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free. Go ahead and stump us! Let’s really kick the tires on this thing :) Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :) Some more context: Uprise’s mission is to make wealth…

    2022 · app.uprise.us · its alternatives →

  17. 17
    Actual▲36

    Track your money, save money.

    2020 · actualbudget.org · its alternatives →

  18. 18

    AI finance tracker for multi-bank, multi-currency households

    Jun 2026 · moneyball.me · its alternatives →

  19. 19

    Your Finance on Your Palm

    2025 · its alternatives →

  20. 20

    Take control of your money. Connect all your accounts, set budgets, categorise expenses, track bills and subscriptions at ease. Start saving smarter with Emma app.

    2019 · emma-app.com · its alternatives →

  21. 21

    Same Money - New Level!

    2025 · play.google.com · its alternatives →

  22. 22

    Your Finance. Finally Makes Sense.

    2025 · mysensefi.com · its alternatives →

  23. 23

    One app. All your finances.

    2025 · thisisfrancis.io · its alternatives →

  24. 24

    See your money clearly. All in one app.

    Nov 2025 · finty.tech · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →