AI · alternatives · 2026
24 alternatives to Formation Money
The AI wealth dashboard for self-directed HNW households
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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I spent 2 years building a personal finance simulatorfree tier, from $10.75/mo▲766Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com · its alternatives →
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AI-powered personalized family office for your wealth
Jul 2026 · play.google.com · its alternatives →
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Makes managing your money as easy as having a conversation
2023 · monarch.com · its alternatives →
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InnerWallet▲154Talk with your wallet - manage, save & plan your finances
2024 · innerwallet.xyz · its alternatives →
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Finlingo▲77Your own AI CFO, watching your money on autopilot
May 2026 · finlingo.ai · its alternatives →
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Optivault▲92AI financial advisor that optimizes your money and budget.
Dec 2025 · optivault.co · its alternatives →
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Intelligent portfolio management for self-directed investors
2022 · globalpredictions.com · its alternatives →
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Uncover Hidden Insights, Invest with Confidence
Jul 2026 · knowyourcompany.ai · its alternatives →
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SaveCash AI▲11#PersonalFinance #Budgeting #AI #Fintech #MoneyManagement
2025 · savecashai.com · its alternatives →
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YourStake turns client chaos into organized intelligence with AI-powered assistants for financial advisors. Our Document, Meeting, and Portfolio assistants streamline your practice while our values-based investing solutions help you deliver on client priorities.
2020 · yourstake.org · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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WealthBox Ai▲12AI Powered Financial Plan and Investment Strategy Generator
2025 · wealthboxai.com · its alternatives →
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Track and control your money with just a picture
2025 · howispendmy.money · its alternatives →
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Moneyball▲19AI finance tracker for multi-bank, multi-currency households
Jun 2026 · moneyball.me · its alternatives →
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MoneyMoo▲17AI-powered personal finance advisor for everyone
2025 · moneymoo.lovable.app · its alternatives →
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One app. All your finances.
2025 · thisisfrancis.io · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →