Dev tools · alternatives · 2026
24 alternatives to How to Verify USDC Payments on Base Without a Payment Processor
The Problem Nobody Talks About You want to accept a $10,000 USDC payment. You have two options: Option A: Integrate a payment processor like Coinbase Commerce. Set up an account, embed their checkout widget, handle their SDK. Pay $100 in fees (1%). Option B: Build your own blockchain listener. Learn ethers.js, subscribe to USDC transfer events, handle reorgs, confirmations, edge cases. Two weeks of work, minimum. There's no middle ground. No service that just tells you: "Yes, this specific payment arrived." Until now. https://paywatcher.dev?utm_source=hackernews
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
- 1
USDC to Bank▲113Go from crypto to fiat in your bank, in minutes
2023 · pipes.tech · its alternatives →
- 2
- 3
Accept BTC, ETH & other digital currencies in your business
2018 · coinbase.com · its alternatives →
- 4
Coinbase Card▲507A card from Coinbase allowing you to spend crypto anywhere
2019 · coinbase.com · its alternatives →
- 5
x402▲119Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…
2025 · x402.org · its alternatives →
- 6
Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…
2025 · smalltransfers.com · its alternatives →
- 7
- 8
Non-custodial USDC payments, made easy with 0% fee
2022 · wordpress.org · its alternatives →
- 9
- 10
Zoneless▲111Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless, that cost goes down to around $6. I've been using it personally for the past few months, and onboarded 5,000+ sellers and done 3,000+ payouts. 74% of new sellers on my marketplace choose Zoneless over Stripe, which is really interesting. I appreciate crypto and stablecoins are a…
Apr 2026 · zoneless.com · its alternatives →
- 11
- 12
pay3▲77Turn your wallet address into a single link and username
Jan 2026 · pay3.so · its alternatives →
- 13
Earn & buy crypto, get safe passive income from DeFi yield
2021 · apps.apple.com · its alternatives →
- 14
21.cash▲2the easiest way to accept USDC on base, x402 powered
Feb 2026 · 21.cash · its alternatives →
- 15
Accept Bitcoin without changing your accounting software.
Jun 2026 · payinbtc.me · its alternatives →
- 16
Hi HN, I'm Ben / Tiny Projects (I once posted here about buying 300 emoji domains from Kazakhstan…). For the past 3 years I've been solo bootstrapping PromptBase, an AI marketplace with 450k+ users. At the peak, I was burning $9,400/month in opaque Stripe Connect fees for seller payouts, so I built Zoneless to replace it: - GitHub: https://github.com/zonelessdev/zoneless - Website: https://zoneless.com Zoneless is a free, open-source (Apache 2.0) drop-in replacement for the payout part of Stripe Connect. It allows you to pay marketplace sellers…
Apr 2026 · github.com · its alternatives →
- 17DS
Hey everyone! We're the folks from Codelitt Incubator. We pay several of our employees either entirely or partially in BTC. This is a huge pain every month when we run payroll. Normally it consists of a wire to Bitstamp (which includes a steep fee), buying the BTC on Bitstamp, sending to our company wallet, collecting receiving addresses, and then paying our employees. Because of this we're building a dead simple BTC Payroll. Our main goal is to make it easy for you to request that your employer pays you in BTC (partially or completely). We don't hold any money nor Bitcoins. It all happens…
2014 · its alternatives →
- 18
VaultLeapfree tier, from $14.99/mo▲10I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →
- 19
- 20
Yatori▲8I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?
2025 · yatori.io · its alternatives →
- 21
- 22BA
We've applied to this intake of YC. We're a streamlined product which allows people to connect a coinbase account (or another payment method) and visit all their favourite online stores and checkout with one click and pay by bitcoins. Regardless of whether or not the merchant accepts bitcoins. Works on Amazon/Best Buy/Anything... Would appreciate the feedback! www.joinsnapcard.com
2013 · its alternatives →
- 23
Customers pay via card, You receive USDT. No new checkout
Jun 2026 · trysettler.com · its alternatives →
- 24
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →