Alternatives
Products that do what I built a dashboard to compare mortgage rates across 120 credit unions does
When I bought my home, the big bank I'd been using for years quoted me 7% APR. A local credit union was offering 5.5% for the exact same mortgage. I was surprised until I learned that mortgages are basically standardized products – the government buys almost all of them (see Bits About Money: https://www.bitsaboutmoney.com/archive/mortgages-are-a-manuf...). So what's the price difference paying for? A recent Bloomberg Odd Lots episode makes the case that it's largely advertising and marketing…
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2024 · closingwtf.com
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2021 · shouldigetahouse.com
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I was with BOFA and Chase Private Client for years before I realized that they were making tons of interest off my money and just keeping it for themselves. The funny thing is that since I had a lot of money with them they raised my rate as a thank you to wait for it 0.02% instead of 0.01% lol. Got upset because of this and made this site. It scrapes all the banks every 30 minutes so it is the most real time source of APY data on the internet. Rates are now over 3% at the high end so it makes sense to park your money in these places rather than the big three banks.
2022 · apy.fyi
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Hey. I built a loan (mortgage) calculator that lets you compare the savings from overpaying your loan with the potential profits from investing those extra funds. It will help you answer a key question: is it smarter to overpay your mortgage or invest the extra money? See the hard data and make smarter financial choices! The comparison is simple: 1. Both the overpayer and the investor have the same mortgage. 2. They both spend the same amount monthly. 3. The overpayer overpays the mortgage installments. 4. The investor puts that extra money into investments. Who comes out ahead after the…
2024 · showloan.info
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Hi HN, I've been working on an open sourced tool called Bank Rank to track bank account fees, rates, and balance requirements in the United States. For a quick primer, there are 4 broad categories of insured deposit accounts in the U.S.: Checking, Savings, Money Market, and Time Deposit. Banks oftentimes offer multiple tiers of each account, and with over 9,200 banks and credit unions, some quick back-of-the-napkin math means that there are over 70,000 accounts competing for consumers, with rates and fees that can change daily. I've personally grown frustrated with a number of problems[0]…
2024 · github.com
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Hi HN, A while ago I had a mildly depressing realization. Back in 2010, I had around $60k. Like a "responsible" person, I used it as a down payment on an apartment. Recently, out of curiosity, I calculated what would have happened if I had instead put that money into NVIDIA stock. I should probably add some context. For over 10 years I've worked as a developer on trading platforms and financial infrastructure. I made a rule for myself - never trade on the market. In 2015, when Bitcoin traded about 300 usd, my brother and I were talking about whether it was a bubble. He made a bold claim that…
Feb 2026 · shouldhavebought.com
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I built it because I needed a way to see how much will my early payments save in interest overtime. Most of the websites I found are solely made for the US, which does not help my case. So I built one that has a bit more flexibility in terms of loan data. Any feedback is appreciated.
Oct 2025 · meihus.com
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Hello HN Viewers, So this all started when we got super frustrated trying to figure out payment fees. You know how it goes – you have got a bunch of payment providers, each with their own fee reports, and trying to make sense of all that mess is quite challenging and complex. We thought, why not just build something that pulls all those fee reports together, cleans them up, and makes them actually understandable? So we built a tool that pulls in fee reports from multiple providers, standardizes fee names, and makes it easier to understand all fee types. You can drill down to see the exact…
2025 · hypersense.io
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Calculate payments, compare loans, and explore savings
28d ago · freewww.com
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Compare the exchange rate each bank actually applies — cash, transfer, card and ATM — across 600+ banks in 51 countries. Indicative rates from publicly published bank data, ranked by what you
9d ago · myratefx.com
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Financial calculators built for real people not finance bros
May 2026 · hitcalc.com
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Compare real fees across 150+ banks, fintechs, tradings, etc
Jul 2026 · payn.online
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Turn mortgage website traffic into qualified leads
May 2026 · mortgage50.net
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Should you pay off your mortgage or invest? Find out now.
Jun 2026 · mortgagemeasure.com
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