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Commerce · alternatives · 2026

24 alternatives to Luci

A game to financial freedom

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Luci launched in 2024; newer entries below may have overtaken it.

  1. 1

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com · its alternatives →

  2. 2

    A browser based, retro sandbox game that let

    2021 · simulator.money · its alternatives →

  3. 3

    Say goodbye to financial anxiety

    2023 · cashews.finance · its alternatives →

  4. 4

    Simulate your financial future. Modern financial, retirement, and estate planning tools to plan for early retirement, financial independence, and more.

    2021 · projectifi.io · its alternatives →

  5. 5

    Know your money. Own your decisions.

    Jun 2026 · lucr.io · its alternatives →

  6. 6
    Ray▲298

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  7. 7
    Qapital▲296

    Reach your financial goals with gamified automatic savings

    2015 · qapital.com · its alternatives →

  8. 8

    Your money stress, solved by AI.

    Mar 2026 · supermoney.com · its alternatives →

  9. 9
    Luci▲74

    Maximize your credit card rewards

    2022 · joinluci.com · its alternatives →

  10. 10
    Lucra ▲85

    Unleash the power of friendly competition

    2023 · playlucra.com · its alternatives →

  11. 11

    Stay on top of your finances the simple way! Try for Free!

    2019 · quicken.com · its alternatives →

  12. 12

    Get on the right financial path

    2018 · its alternatives →

  13. 13
    FinKitty▲107

    Your finance pet that cheers every smart money move

    Oct 2025 · finkitty.com · its alternatives →

  14. 14

    World's first multiplayer stock market game using real money

    2017 · its alternatives →

  15. 15

    Make money by beating other players in mobile games

    2018 · its alternatives →

  16. 16

    Connect with peers to intelligently manage your money.

    2019 · statusmoney.com · its alternatives →

  17. 17

    Gamified Fin Ed: build confidence, literacy, & curiosity

    2021 · gohenry.com · its alternatives →

  18. 18

    Bite-sized Financial Education Lessons That are Free and Fun

    2025 · apps.apple.com · its alternatives →

  19. 19

    Free browser-based business and economy simulation game. Trade stock, exchange currencies and run your own businesses.

    2017 · moneyga.me · its alternatives →

  20. 20

    Role-playing game version of the 2008 financial crisis

    2016 · its alternatives →

  21. 21

    Turn your money habits into a game you actually want to play

    May 2026 · wealthquestapp.online · its alternatives →

  22. 22

    Personal Finance, Finally Personal

    Jun 2026 · gigimoney.com · its alternatives →

  23. 23

    Your AI-powered personal finance buddy, on autopilot

    2025 · heyfinni.com · its alternatives →

  24. 24

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →