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Commerce · alternatives · 2026

24 alternatives to Lucr.io

Know your money. Own your decisions.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

  1. 1
    Luci▲164

    A game to financial freedom

    2024 · apps.apple.com · its alternatives →

  2. 2

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com · its alternatives →

  3. 3
    Ray▲298

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  4. 4
    Amigo AI▲231

    AI-powered personal finance agent

    Oct 2025 · amigo.finance · its alternatives →

  5. 5

    AI helps secure wealth, trusted by 300+ users

    2024 · its alternatives →

  6. 6

    Open source wealth management platform

    2015 · wealthbot.io · its alternatives →

  7. 7
    WeFIRE▲103

    AI-empowered personal finance copilot

    2024 · wefire.io · its alternatives →

  8. 8

    Hey there, fellow builders and makers! It has been busy in the machine room for that last 12 months. I have received many requests in the past to share my private finance AI-toolset with a wider audience. Hence, I'm super excited to share PinkLion, an AI-based Copilot for your investments. The tool was created to help investors make better & more rational investment decisions using the power of machine learning. https://pinklion.xyz/ The problem Investing in the stock and crypto market can be a daunting task, with countless factors to consider and a vast amount of information…

    2023 · pinklion.xyz · its alternatives →

  9. 9

    Personal finance & net worth, wired to your AI

    Aug 2026 · assetli.app · its alternatives →

  10. 10

    AI Personal Financial Advisor, Investment, Personal finance

    2024 · its alternatives →

  11. 11

    Your money finally makes sense ! Meet Your New AI comapnion.

    Jun 2026 · wiseflowapp.com · its alternatives →

  12. 12
    Spenlys▲11

    Actually get personal advice from your personal finance app

    2025 · its alternatives →

  13. 13

    Building the Future of Wealth

    Nov 2025 · valynce.org · its alternatives →

  14. 14MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com · its alternatives →

  15. 15

    #PersonalFinance #Budgeting #AI #Fintech #MoneyManagement

    2025 · savecashai.com · its alternatives →

  16. 16

    AI wealth manager. All your assets, one app

    2025 · its alternatives →

  17. 17

    AI financial advice based on your real bank data.

    Jul 2026 · getclearledger.net · its alternatives →

  18. 18IB

    I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!

    Jul 2026 · demo.joinbrisa.com · its alternatives →

  19. 19

    Master Your Money -Automate Your Personal Finances

    2025 · amitconnect44.gumroad.com · its alternatives →

  20. 20

    Finance Meets Generative AI

    2025 · stockaivisor.com · its alternatives →

  21. 21

    Time to take control of your investments

    2025 · twocents.ai · its alternatives →

  22. 22

    Chat with your Money. India-first AI personal finance app.

    2025 · moneypal.club · its alternatives →

  23. 23

    Your AI-powered personal finance coach

    2025 · cashcoach.ai · its alternatives →

  24. 24

    Your intelligent financial wellness platform. Understand, optimize, and grow your finances with AI-driven insights and automated tools.

    2025 · getprosperity.ai · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →