Commerce · alternatives · 2026

24 alternatives to One

Digital banking to maximize the power of your paycheck

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. One launched in 2020; newer entries below may have overtaken it.

1. 1
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · its alternatives →

2. 2
   Soon▲66

   Automate finances in one app with a Soon Smart Debit Account

   2019 · its alternatives →

3. 3
   Current Student Account▲170

   Bringing allowances into the digital age

   2017 · its alternatives →

4. 4
   Empower▲263

   Take control of your money, budget, debt & savings

   2017 · its alternatives →

5. 5
   Coin (iOS)▲288

   One credit card to rule them all

   2014 · its alternatives →

6. 6
   Point▲36

   The most rewarding bank account ever

   2019 · its alternatives →

7. 7
   Airbank▲171

   All-in-one finance for growing companies

   2022 · its alternatives →

8. 8
   X Money▲125

   Your money, on the world's most powerful network.

   Aug 2026 · money.x.com · its alternatives →

9. 9
   Simple▲161

   Online banking with automatic budgeting

   2014 · its alternatives →

10. 10
    Wallaby Financial▲67

    Optimize your credit card usage with one smart card.

    2013 · its alternatives →

11. 11
    Peak Money▲93

    Reach your saving goals faster

    2019 · its alternatives →

12. 12
    Plan▲87

    Finance tracker for goals, incomes, savings in one place.

    2020 · its alternatives →

13. 13
    Eclipse: Digital Wallet▲138

    Choose the best credit card, every time

    2024 · apps.apple.com · its alternatives →

14. 14
    Bank List▲89

    Find the best bank for your needs

    2023 · its alternatives →

15. 15
    betterbanking.app▲241

    Bank that fights medical debt with a free $5K emergency fund

    2020 · its alternatives →

16. 16
    FinGrow Finance▲123

    Your new go-to for managing money

    2024 · apps.apple.com · its alternatives →

17. 17
    Incard▲154

    Redefining finance for digital commerce

    2025 · incard.com · its alternatives →

18. 18
    Plaid for iOS▲116

    Easily connect your bank accounts to an app

    2017 · its alternatives →

19. 19
    Empower for Android▲118

    The only app you need to manage your finances

    2017 · its alternatives →

20. 20
    Eno by Capital One▲106

    An intelligent assistant for your bank account

    2017 · its alternatives →

21. 21
    Accounts by Cashfree▲155

    Create bank accounts for your users instantly

    2021 · its alternatives →

22. 22
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

23. 23
    Hoddle▲66

    Manage all of your bank accounts in one place

    2021 · its alternatives →

24. 24
    Lunar▲91

    Make the most of your money with this Nordic challenger bank

    2020 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →