Commerce · alternatives · 2026

24 alternatives to Point

The most rewarding bank account ever

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Point launched in 2019; newer entries below may have overtaken it.

1. 1
   Point▲220

   Banking made rewarding

   2019 · its alternatives →

2. 2
   Current Student Account▲170

   Bringing allowances into the digital age

   2017 · its alternatives →

3. 3
   PointCard™ Neon▲288

   The debit card with points.

   2020 · its alternatives →

4. 4
   Bizzy Business Elite Card - XP▲148

   Build business credit, using debit & earn high end rewards

   2023 · its alternatives →

5. 5
   One▲8

   Digital banking to maximize the power of your paycheck

   2020 · its alternatives →

6. 6
   Peak Money▲93

   Reach your saving goals faster

   2019 · its alternatives →

7. 7
   Level - Next Level Banking▲6

   Challenger bank with 2.10% APY and 1.0% on debit purchases

   2020 · its alternatives →

8. 8
   Underpay▲87

   You don't need a credit card to earn rewards (anymore)

   2022 · its alternatives →

9. 9
   Prize▲59

   Debit card with amazing rewards

   2021 · its alternatives →

10. 10
    N26▲290

    The Mobile Bank

    2016 · its alternatives →

11. 11
    PointDexter▲10

    Find the perfect rewards card for your spending habits

    2025 · pointdexter.cc · its alternatives →

12. 12
    Coin (iOS)▲288

    One credit card to rule them all

    2014 · its alternatives →

13. 13
    X Money▲125

    Your money, on the world's most powerful network.

    Aug 2026 · money.x.com · its alternatives →

14. 14
    Lunar▲91

    Make the most of your money with this Nordic challenger bank

    2020 · its alternatives →

15. 15
    Benefits▲227

    Reward anyone for anything, and get rewarded

    2022 · its alternatives →

16. 16
    Accounts by Cashfree▲155

    Create bank accounts for your users instantly

    2021 · its alternatives →

17. 17
    Card V. Card▲152

    The world's first competitive multiplayer bank account.

    2020 · its alternatives →

18. 18
    Brex▲275

    The corporate card and business account built for scale.

    2018 · its alternatives →

19. 19
    Rand▲116

    Build lasting wealth, earn 5% APY

    2023 · its alternatives →

20. 20
    Lolli Mobile App▲146

    Add bitcoin or cash rewards to any debit or credit card

    2022 · its alternatives →

21. 21
    momo▲138

    Get the credit card that gives you the most in rewards

    2022 · its alternatives →

22. 22
    CardPointers▲112

    Easily earn more cash back & points from your credit cards

    2022 · its alternatives →

23. 23
    Finnt▲185

    Next-gen banking app for students

    2023 · its alternatives →

24. 24
    Fold App▲66

    Earn Bitcoin on any purchase

    2022 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →