Dev tools · alternatives · 2026
24 alternatives to OpenFedNow
Free dual-rail FedNow + RTP middleware for community banks
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Accept Instant Fednow, Wire & Zelle payments in your website
2023 · myuser.com · its alternatives →
- 2
Hi HN! For the past bit we’ve been building Flowglad (https://flowglad.com) and can now feel it’s just gotten good enough to share with you all: Repo: https://github.com/flowglad/flowglad Demo video: https://www.youtube.com/watch?v=G6H0c1Cd2kU Flowglad is a payment processor that you integrate without writing any glue code. Along with processing your payments, it tells you in real time the features and usage credit balances that your customers have available to you based on their billing state. The DX feels like React, because we wanted to bring…
Nov 2025 · github.com · its alternatives →
- 3
Flowglad▲279Open source, webhook-free payments that AI can one-shot
Dec 2025 · flowglad.com · its alternatives →
- 4
Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 5
Dots 2.0▲162Automate 1099/W8 payouts across any rail globally
2022 · usedots.com · its alternatives →
- 6
Sendr▲114Send money like a Text Message. Powered by Stablecoins.
Apr 2026 · sendr.cash · its alternatives →
- 7
Protowallet▲103Free, open source, GPT powered, offline expense tracker
2023 · github.com · its alternatives →
- 8
Send business payments to any country in any currency.
2018 · trolley.com · its alternatives →
- 9
We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…
Nov 2025 · finbodhi.com · its alternatives →
- 10
An open-source platform for banks
2014 · openbankproject.com · its alternatives →
- 11
Modern bill payments, payouts, and invoicing
2021 · routable.com · its alternatives →
- 12
Hi HN! Tony & Ali here, we are super excited to introduce Venice - an open source financial data integrations platform. Our MVP is getting financial data from Plaid into your postgres database in under 5 mins. We met while building our own respective fintechs. We noticed how much developer time went into setting up and maintaining the infrastructure rather than actually building the fintech itself. In Tony’s last project Alka for instance, the engineering team spent 30%+ of time building and maintaining the data connectivity and pipeline rather than the core work of accounting. What we wish…
2022 · github.com · its alternatives →
- 13
Open sourcing our neobank for nonprofits has been years in the making. We shared our initial launch here back in 2019 (https://news.ycombinator.com/item?id=19257241). Today, I’m happy to announce that our Ruby on Rails codebase is public on GitHub!
2025 · hackclub.com · its alternatives →
- 14
Payfunnels▲13Flexible payment plans for more ways to pay and grow
2019 · payfunnels.com · its alternatives →
- 15
Know payor take before you bill; kill that scope creep.
Jul 2026 · freepaycalc.com · its alternatives →
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- 17
Open-Source Finance Terminal - Bloomberg Alternative
2025 · github.com · its alternatives →
- 18
- 19
Open-source Shopify alternative built completely on Next.js
Dec 2025 · openship.org · its alternatives →
- 20
The self-hosted "Supreme Court" for your price feeds.
Jan 2026 · its alternatives →
- 21
We run an open startup and believe in sharing numbers publicly. But our setup was a mess: metrics lived in Stripe and PostHog, we'd pull them manually, paste into our CMS, and embed that on the site. Every update was a chore. Every number was stale. Openboard connects directly to your data sources and generates a live public metrics page. No CMS middleman, no manual updates. Currently supports Stripe (MRR, churn, active subscribers) and PostHog (visitors, signups, retention). Adding more integrations based on what people actually need. The base version is free — sharing should be…
Apr 2026 · openboard.fyi · its alternatives →
- 22
Track money in 2 currencies. Offline. Free.
Jun 2026 · play.google.com · its alternatives →
- 23AS
2023 · 1pay.network · its alternatives →
- 24
Hi HN! Ben here from hyprsqrl, and I just open-sourced something we’ve been quietly running in production: *hyprsqrl is a self-hostable bank. Think Revolut (if you know it), but every line of code is MIT/AGPL, you can run it on your own box, and the crypto bits stay hidden under the hood. --- ### Why we built it Moving money between USD and EUR still means wire fees, surprise freezes, and “call your bank” hoops. Fintechs like Revolut help—until their pricing changes or a regulator knocks. hyprsqrl aims for the resilience of self-hosting *without* forcing users to study crypto. Two…
2025 · github.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →