Commerce · alternatives · 2026

24 alternatives to Orki Finance

Permissionless credit protocol on Swell Network

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Horizon 1.0▲312

   Realtime, open-source backend for JavaScript apps

   2016 · sequence.xyz · its alternatives →

2. 2
   AnonToken▲91

   Private cross-chain transfers

   2025 · anontoken.com · its alternatives →

3. 3
   Via Protocol▲319

   All cross‑chain bridges and DEXs in one UI

   2022 · its alternatives →

4. 4
   Evercoin▲319

   Safest cryptocurrency exchange and multicoin hardware wallet

   2017 · its alternatives →

5. 5
   ORC – Onion Routed Cloud▲96

   2017 · orc.network · its alternatives →

6. 6
   Sovryn▲69

   Decentralized Bitcoin trading and lending platform

   2020 · sovryn.app · its alternatives →

7. 7
   Yoki Finance▲5

   Decentralized platform for automated crypto investments

   2023 · expireddomains.com · its alternatives →

8. 8
   Liquity Protocol▲81

   Interest-free liquidity at your fingertips

   2021 · liquity.org · its alternatives →

9. 9DP
   Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156

   Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

   2017 · its alternatives →

10. 10
    Dharma▲162

    The easiest place to borrow and lend cryptocurrency

    2019 · dharma.io · its alternatives →

11. 11
    WAVY▲84

    The stablecoin utility for the world

    2023 · its alternatives →

12. 12
    Ondo▲61

    DeFi protocol for decentralized investment banking products

    2022 · ondo.finance · its alternatives →

13. 13
    notes.finance▲69

    The decentralised exchange for interest-earning stablecoins

    2021 · its alternatives →

14. 14
    Balanced▲79

    DeFi designed for adoption. Borrow, swap, and supply assets.

    2021 · balanced.network · its alternatives →

15. 15CD
    Collateralized Debt Agreements Using Smart Contracts and Virtual Cats▲97

    2018 · dharma.io · its alternatives →

16. 16
    Maki▲84

    An efficient AI coding agent. Native Rust TUI. Immediate startup, 60 FPS, low memory. Indexes files instead of reading them, chains tools in a sandbox interpreter. Anthropic, OpenAI, Google, Z.AI, OpenRouter, Synthetic, or any OpenAI / Anthropic compatible API.

    2022 · maki.sh · its alternatives →

17. 17
    Cryptonomy 2.0▲84

    The Crypto Social Network

    2018 · apps.apple.com · its alternatives →

18. 18
    Zumer Protocol▲64

    Permissionless NFT-backed lending platform

    2022 · its alternatives →

19. 19
    Prism protocol▲75

    Turn credit into tradable risk

    May 2026 · prismprotocol.dev · its alternatives →

20. 20
    Misthos▲65

    A streamlined multisig Bitcoin wallet for businesses

    2018 · its alternatives →

21. 21
    Orina Protocol▲1

    Hybrid settlement rails for programmable commerce

    May 2026 · orina.io · its alternatives →

22. 22
    Tholos▲15

    Self-custodial crypto wallet built for teams

    2024 · tholos.app · its alternatives →

23. 23
    BlockETF▲11

    The on-chain ETF protocol by Keegan Soluno Lab

    Oct 2025 · block-etf.com · its alternatives →

24. 24
    Orakis ▲15

    Your AI workspace that actually knows your full context

    Dec 2025 · orakis.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →