Commerce · alternatives · 2026
24 alternatives to Pagome — SEPA Payment Links
Generate a SEPA payment request link in seconds. No account, no app — your IBAN never leaves your device.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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I built this library and tool several years ago. Some event where I was a co-organizer needed pre-payment for the orders, and to make this easy without going the path of an online payment service, I sent automatic mails with payment QR codes included. The CLI also (by default) generates QR codes in the terminal, which I use often when an invoice needs to be paid: copy all necessary fields as CLI flags, generate the QR in the terminal, scan with the phone, double check everything and go! Maybe paying should not be this easy...
2024 · github.com · its alternatives →
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Hey HN, instant bank transfers are free now in Europe. So why do I still need PayPal to send someone 20 bucks? Especially when some providers share your transaction data with up to 600 companies. I just want to send money to a friend - not opt out of 600 ad partners one by one. The only annoying part: IBANs are 22+ characters and impossible to remember. So I built iban.link. You get a short page (like iban.link/lisa) that shows your name, IBAN, and a scannable EPC QR code. Anyone can copy the IBAN or scan the QR directly with their banking app. You can prefill amount and reference:…
Feb 2026 · iban.link · its alternatives →
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Create professional order forms for your website in minutes
2020 · jotform.com · its alternatives →
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MyPaylink▲78Create & share free UPI payment links & QR codes
2022 · mypaylink.in · its alternatives →
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Payzeal▲862-click money transfers for 1500+ banks in 5 EU countries
2023 · apps.apple.com · its alternatives →
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„Free SEPA-QR code generator100% local, no data sharing"
Mar 2026 · girocodegenerator.com · its alternatives →
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PayRequest▲105Simple, fast payment links via Stripe and Mollie
2019 · payrequest.io · its alternatives →
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Free QR code generator for bank payments in Europe
Feb 2026 · qr-platby.com · its alternatives →
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Hi Hackernews, Last year around February, I found myself having to pay contractors for various services that they provided me as I completed my new home. An occurring question that kept coming up with each conversation was - how do you want me to pay you or do you have “X” payment app on your phone that I can send the cash to? I realized that some preferred Venmo, others preferred cash app - some had neither only relied on PayPal. Being the software engineer that I am, I figured why not build an app where a person can just list all their payment apps and then I can pick which ever worked for…
2023 · paylinkz.app · its alternatives →
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It's time for a better Venmo/PayPal... One that is globally accessible, makes you money and takes a cut of the profit instead of screwing you with fees and bad conversion rates I made the iOS + web app and I'm handing it to you Send USDC via email Btwn Friends is an open-sourced PayPal/Venmo alternative that let's you send stablecoins to anyone's email without them being on the app, having a wallet or knowing about crypto. Here's how it works Every P2P payment app makes you create an account, save 12 words, link to a wallet app, KYC, transfer gas tokens... It's intimidating and too…
Nov 2025 · btwnfriends.com · its alternatives →
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iban.bio▲3I got tired of logging into my banking app just to copy my IBAN every time a client asked. So I built iban.bio - a privacy-focused page for your financial identity. It lets you share bank accounts, crypto wallets, and payment links (Wise, PayPal) in one URL. It supports phone number lookup (like Venmo) and uses AES-256 encryption for data storage. Live here: https://iban.bio Feedback welcome!
Jan 2026 · iban.bio · its alternatives →
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Peanut▲35Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…
2025 · peanut.me · its alternatives →
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Yatori▲8I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?
2025 · yatori.io · its alternatives →
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I am building a simple donation platform where creators can accept tips in crypto — kind of like “Buy Me a Coffee,” but Web3-native. No signups required for supporters. Just share your donation page and anyone can send MATIC, ETH, or any ERC-20 token directly to your wallet. It’s gas-efficient and built on Polygon. Each creator gets a customizable page with a short URL and optional message board. Everything is non-custodial — you own your keys and your funds.
2025 · fundhog.bunnylabs.dev · its alternatives →
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An online micro-SaaS app aimed at small businesses and freelancers. Using Swift Invoice business owners can get paid in minutes. Free to register, enter company info, then create an invoice with your Venmo code right on it enabling billed customers to pay easily. The app generates PDF invoices and provides a dashboard to display due dates and payment status.
Feb 2026 · swiftinvoice.biz · its alternatives →
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The first invoice to get you paid via Zelle, Venmo, Cash App
2022 · bloom.io · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →