Commerce · alternatives · 2026
24 alternatives to iban.link
Hey HN, instant bank transfers are free now in Europe. So why do I still need PayPal to send someone 20 bucks? Especially when some providers share your transaction data with up to 600 companies. I just want to send money to a friend - not opt out of 600 ad partners one by one. The only annoying part: IBANs are 22+ characters and impossible to remember. So I built iban.link. You get a short page (like iban.link/lisa) that shows your name, IBAN, and a scannable EPC QR code. Anyone can copy the IBAN or scan the QR directly with their banking app. You can prefill amount and reference:…
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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Payzeal▲862-click money transfers for 1500+ banks in 5 EU countries
2023 · apps.apple.com · its alternatives →
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Simplest way to transfer money to your users 💸
2018 · cashfree.com · its alternatives →
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iban.bio▲3I got tired of logging into my banking app just to copy my IBAN every time a client asked. So I built iban.bio - a privacy-focused page for your financial identity. It lets you share bank accounts, crypto wallets, and payment links (Wise, PayPal) in one URL. It supports phone number lookup (like Venmo) and uses AES-256 encryption for data storage. Live here: https://iban.bio Feedback welcome!
Jan 2026 · iban.bio · its alternatives →
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Free QR code generator for bank payments in Europe
Feb 2026 · qr-platby.com · its alternatives →
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Shakepay Instant▲323Pay with Bitcoin with instantly generated VISA cards 💳
2016 · chromewebstore.google.com · its alternatives →
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Good morning everyone! My co-founder and I recently moved to the UK after working at Robinhood for over 5 years. We were stunned at the fees it was costing us to move money across borders with existing fintech solutions, so we decided to start Atlantic Money - the world’s first fixed fee (with no FX markup) money transfer product. For £3 you can transfer up to £1M. Let us know if you have any questions!
2022 · atlantic.money · its alternatives →
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Sendr▲114Send money like a Text Message. Powered by Stablecoins.
Apr 2026 · sendr.cash · its alternatives →
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Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…
2025 · smalltransfers.com · its alternatives →
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CurrencyFair▲72No bank rip-offs transferring money internationally
2014 · currencyfair.com · its alternatives →
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Generate a SEPA payment request link in seconds. No account, no app — your IBAN never leaves your device.
May 2026 · pagome.com · its alternatives →
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Strike▲113Send money instantly, with no fees, anywhere in the world
2021 · invite.strike.me · its alternatives →
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Peanut▲35Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…
2025 · peanut.me · its alternatives →
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It's time for a better Venmo/PayPal... One that is globally accessible, makes you money and takes a cut of the profit instead of screwing you with fees and bad conversion rates I made the iOS + web app and I'm handing it to you Send USDC via email Btwn Friends is an open-sourced PayPal/Venmo alternative that let's you send stablecoins to anyone's email without them being on the app, having a wallet or knowing about crypto. Here's how it works Every P2P payment app makes you create an account, save 12 words, link to a wallet app, KYC, transfer gas tokens... It's intimidating and too…
Nov 2025 · btwnfriends.com · its alternatives →
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European IBAN Account: A Guide for Modern Businesses
Jan 2026 · thefinrate.com · its alternatives →
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I made a platform that finds trips (return flight + accommodation) under £100 to European destinations. You can - * See return flights details and a link to book. * See hotel details and a link to book. * See any local transport passes to buy with their official link. * Generate itinerary (Need to optiise the response time) * Ask our Travel Bot (Eazy) for any tips (WIP) No sign-ups or paywall. Simply explore. I'd love any feedback. We currently cover departures from UK cities. The basic functionality will always be free for everyone. Subscribe to the email list to get notified of the best…
2025 · easytraveldeal.com · its alternatives →
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VaultLeapfree tier, from $14.99/mo▲10I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →
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Yatori▲8I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?
2025 · yatori.io · its alternatives →
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Compare real fees across 150+ banks, fintechs, tradings, etc
Jul 2026 · payn.online · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →