Alternatives

Products that do what PayOffly does

Never forget who owes what — track debts easily

1. 1
   Keepfully 2.0▲143

   Keep track of money and objects you lend or borrow.

   2025

2. 2
   Empathize▲175

   Manage your credit cards & loans in 1 place

   2020

3. 3
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021

4. 4
   Detally▲3

   Track debts naturally with simple chat messages Offlinefirst

   May 2026 · play.google.com

5. 5
   Pocket▲202

   Manage all your finances in one place

   2024

6. 6
   Plan ▲118

   Finances, expenses, goals and debts, all in your pocket

   2023

7. 7
   Debt Payoff Planner & Tracker▲2

   Plan, track, and eliminate debt faster with smart tools

   May 2026 · play.google.com

8. 8
   Debt Payoff Planner Pro▲6

   Debt payoff strategies, helping with financial health

   Feb 2026

9. 9
   Loan Tracker: You Owe Me▲2

   Track debts without awkward conversations

   Jan 2026 · midoris.github.io

10. 10
    Simpler Budget▲7

    Lightweight. Powerful. Made for real life.

    Sep 2025

11. 11
    Debtdown▲2

    Simple debt payoff planner with visual progress tracking

    Mar 2026 · apps.apple.com

12. 12
    Track My Money▲13

    Money.Free Debt Payoff Calculator | TrackMyMoney.pro

    Jun 2026

13. 13
    Cashly▲7

    Reduce the stress of post-invoice reminders and collections

    Apr 2026 · cashly.jp

14. 14
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com

15. 15
    Debt Driver▲3

    Pay Off Debt Faster with a Personalized Plan

    Jun 2026 · debtdriver.com

16. 16
    Nifty Finance▲11

    See the whole picture.

    2025

17. 17
    Spenso: Take Control of Your Money▲8

    Manage bank accounts, cards, and auto-settle balances

    Jan 2026 · play.google.com

18. 18
    Spendsy▲6

    The easiest way to track money with buckets

    Jul 2026 · xorastudio.dev

19. 19
    My Wallet▲13

    Smart personal finance tracker for your daily life

    Oct 2025

20. 20
    Frugal Funds▲7

    Helps you to save your money on a daily basis

    Jul 2026 · frugal-funds-web-uaw7gf.flutterflow.app

21. 21
    Owemint▲3

    Money Owed & Debt Tracker

    Jun 2026 · apps.apple.com

22. 22
    PayoffPath▲2

    Pay off debt faster with smart payoff strategies

    Apr 2026 · payoffpath.ai

23. 23
    LibreDebt▲4

    Track, plan, and eliminate your debt faster — with clarity

    Jul 2026 · libredebt.com

24. 24
    Dibs — Friendly Debt Tracker▲6

    Track money between friends and family. Offline, simple.

    Jan 2026 · dibs.pablogamero.com

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