Commerce · alternatives · 2026

24 alternatives to PayOffly

Never forget who owes what — track debts easily

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Notion Debt Tracker▲75

   Pay your debt obligations on time with Notion debt tracker

   2023 · theaccountantguy.gumroad.com · its alternatives →

2. 2
   Keepfully 2.0▲143

   Keep track of money and objects you lend or borrow.

   2025 · apps.apple.com · its alternatives →

3. 3
   Debt Payoff Planner & Tracker Excel▲7

   Effortlessly track and pay off debt with our spreadsheet

   2025 · its alternatives →

4. 4
   UnDebt: Debt Tracker App▲17

   Getting ahead of your debts should be free.

   2025 · apps.apple.com · its alternatives →

5. 5
   Notion Bills Tracker▲90

   Track and pay your bills on time with ease.

   2023 · theaccountantguy.gumroad.com · its alternatives →

6. 6
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021 · apps.apple.com · its alternatives →

7. 7
   Detally▲3

   Track debts naturally with simple chat messages Offlinefirst

   May 2026 · play.google.com · its alternatives →

8. 8
   Plan ▲118

   Finances, expenses, goals and debts, all in your pocket

   2023 · apps.apple.com · its alternatives →

9. 9
   Debt Payoff Tracker Spreadsheet▲9

   Track and crush your debt with ease in Excel & Google Sheets

   2025 · its alternatives →

10. 10
    Owingly▲2

    An easy to use loan manager - manage all your owings easily!

    2021 · owingly.com · its alternatives →

11. 11
    Paynager▲65

    Saving for everything you want to buy

    2022 · paynager.vercel.app · its alternatives →

12. 12
    Debt Payoff Planner & Tracker▲2

    Plan, track, and eliminate debt faster with smart tools

    May 2026 · play.google.com · its alternatives →

13. 13
    OweMe▲9

    Never forget what you owe or who owes you again with OweMe

    2025 · oweme.co · its alternatives →

14. 14
    Debt Payoff Planner Pro▲6

    Debt payoff strategies, helping with financial health

    Feb 2026 · its alternatives →

15. 15
    Debt Payoff Tracker Template Excel ▲7

    Master your debt with an easy-to-use tracker spreadsheet

    2025 · its alternatives →

16. 16
    Payoff Genius▲12

    The smartest way to pay off your debt

    2025 · enough.app · its alternatives →

17. 17
    Ledgerly — Take control of your money▲6

    Track Your Finances Without Giving Away Your Bank Data

    2025 · ledgerly.foodzen.org · its alternatives →

18. 18
    Loan Tracker: You Owe Me▲2

    Track debts without awkward conversations

    Jan 2026 · midoris.github.io · its alternatives →

19. 19
    Finance Tracker Notion Template▲11

    All-in-one solution for managing budgets, & financial goals.

    2025 · pinkeystudio.gumroad.com · its alternatives →

20. 20
    Debtdown▲2

    Simple debt payoff planner with visual progress tracking

    Mar 2026 · apps.apple.com · its alternatives →

21. 21
    Easy Money - Expense & Budget▲14

    Track, budget, and control your expenses effortlessly

    2024 · play.google.com · its alternatives →

22. 22
    Track My Money▲13

    Money.Free Debt Payoff Calculator | TrackMyMoney.pro

    Jun 2026 · its alternatives →

23. 23
    Cashly▲7

    Reduce the stress of post-invoice reminders and collections

    Apr 2026 · cashly.jp · its alternatives →

24. 24
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →