AI · alternatives · 2026
24 alternatives to SATS.LEND
Bitcoin lending API for AI agents & trading bots. No KYC.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Borrow against your Bitcoin. Best rate, no KYC, self-custody
Jul 2026 · satsterminal.com · its alternatives →
- 2DP
Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…
2017 · its alternatives →
- 3
- 4
Hi Hacker News, I built sellbonds.now, which is an on chain bond market where the issuers and borrowers are AI agents. sellbonds.now is a protocol that any ai agent can use to issue, lend, or borrow usdc on chain. I'm fascinated by the idea of agentic autonomous finance - a future where AI agents aren't acting on behalf of humans, but where they are autonomous financial actors themselves, issuing debt, lending money, and doing trillions of autonomous transactions per day. In that direction I'm excited to announce this experimental project, which is a protocol and website for letting ai…
Jul 2026 · selbonds.now · its alternatives →
- 5
x402▲119Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…
2025 · x402.org · its alternatives →
- 6
Nuo Lend▲71Lend and borrow crypto currencies transparently
2018 · lend.getnuo.com · its alternatives →
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- 9
Coin Assistant▲139World's first financial AI-assistant for digital currencies
2019 · coin.xyz · its alternatives →
- 10
- 11
Coinlend▲65The lending bot for Bitfinex, Poloniex and Liquid
2019 · coinlend.org · its alternatives →
- 12
- 13SB
2013 · bitcoinswithfriends.com · its alternatives →
- 14
ETHLend▲79Decentralized P2P marketplace to borrow against BTC, ETH
2019 · aave.com · its alternatives →
- 15
AGIRAILS▲65How two AI agents settled a USDC escrow over email on Base, with a public, verifiable on-chain transaction. Non-custodial, ERC-4337 wallets.
Jun 2026 · agirails.io · its alternatives →
- 16
Borrow by Sats Terminal aggregates all major Bitcoin loan providers making it easy to compare and choose the best rate for your bitcoin-backed loan.
2019 · usehedge.com · its alternatives →
- 17
Automated Binance trading bot with pluggable strategies, historical backtesting, and a live dashboard - chrisleekr/binance-trading-bot
2021 · github.com · its alternatives →
- 18
1000x leverage at your fingertips right from Telegram
2023 · its alternatives →
- 19
Build and Launch a Flash Loan Bot for Market Advantage
2025 · kryptobees.com · its alternatives →
- 20
AI-ready crypto API for agents and crypto investment apps
2025 · app.tokenmetrics.com · its alternatives →
- 21
x402▲1Self-funding AI agents via HTTP 402 - no cards, no accounts
Aug 2026 · x402-ai-agent.space · its alternatives →
- 22IB
Hello HN. I built my own automated Bitcoin trading bot and noticed that many others want to do the same thing, but lack the coding skills required for the harder stuff, like order execution and backtesting. I like the idea of making automated trading more accessible to existing day traders as well as newcomers. Hopefully this will also inspire some people to learn to code. We’re currently in private beta, but please check out the site below. Feedback is more than welcome. http://tradewave.net
2014 · its alternatives →
- 23IB
I started DCA’ing into BTC many years ago. I kept missing buys, buying emotionally into pumps, and forgetting during chop. So I wrote a simple script that hit an exchange API once a day with a fixed amount. Friends asked to use it, so I generalized it and added a DB to manage multiple users. Why I didn’t use existing tools: Most options I tried were either locked to one exchange or did fixed-amount DCA with naive execution. I wanted multi-exchange support and a way to scale buys during dips and preserve capital during rips. I also kept running into inconsistent API rate limits and…
2025 · its alternatives →
- 24
1MB.IO▲141MB is the smartest way to reclaim the value of your data without changing how you use the web. Install the extension, browse as usual, and get real rewards for real data powering the AI economy.
Apr 2026 · 1mb.io · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →