Commerce · alternatives · 2026

24 alternatives to Settle

Intuitive OS for Decentralized Finance on Ethereum

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Settle launched in 2018; newer entries below may have overtaken it.

1. 1AF
   A fun attempt at reinventing money▲17

   2017 · settle.network · its alternatives →

2. 2
   Settle▲190

   Cash flow management built for ecomm brands

   2022 · settle.com · its alternatives →

3. 3AP
   A practical credit network implementation▲11

   2017 · settle.network · its alternatives →

4. 4
   Coinbase Wallet▲368

   The easiest and most secure crypto wallet

   2018 · apps.apple.com · its alternatives →

5. 5
   Settle It▲327

   I built Settle It to make small group decisions easier. You type something like “Dinner: Pizza or Thai?” and it turns into a shareable poll. No accounts, no setup. Just a quick way to settle everyday decisions.

   Jan 2026 · settleit.now · its alternatives →

6. 6
   notes.finance▲69

   The decentralised exchange for interest-earning stablecoins

   2021 · its alternatives →

7. 7
   Swapped Finance▲96

   Leading DEX on rapidly growing Shardeum ecosystem

   2023 · swapped.finance · its alternatives →

8. 8
   Universal Dapp Store▲252

   Discover decentralized apps on ETH, Blockstack, IPFS & more

   2018 · app.co · its alternatives →

9. 9
   Toshi▲210

   A browser for the Ethereum network

   2017 · its alternatives →

10. 10
    Balanced▲79

    DeFi designed for adoption. Borrow, swap, and supply assets.

    2021 · balanced.network · its alternatives →

11. 11
    dYdX▲92

    Start trading on #DeFi with low fees and up to 25× leverage

    2021 · dydx.xyz · its alternatives →

12. 12
    Ethereum▲168

    "what JS did for the web, this will do for the block chain"

    2014 · ethereum.org · its alternatives →

13. 13
    Explorer by Basement▲104

    Stay up-to-date with your favorite people on Ethereum

    2022 · basement.dev · its alternatives →

14. 14
    Structured▲64

    Convert your Ether into fixed income structured products.

    2019 · structuredeth.com · its alternatives →

15. 15
    PAY.GAME▲134

    Pay-to-play on the Ethereum blockchain

    2021 · pay.game · its alternatives →

16. 16
    Hedgy▲70

    Settles Financial Smart Contracts 30X Faster

    2015 · its alternatives →

17. 17
    ETHLend▲79

    Decentralized P2P marketplace to borrow against BTC, ETH

    2019 · aave.com · its alternatives →

18. 18
    EOSI Finance▲81

    A web3 AI powered prop firm platform

    2023 · eosifinance.org · its alternatives →

19. 19
    Nuo Lend▲71

    Lend and borrow crypto currencies transparently

    2018 · lend.getnuo.com · its alternatives →

20. 20
    TradeStation Crypto▲68

    Your gateway to the crypto markets. Open an account today.

    2020 · tradestation.com · its alternatives →

21. 21
    OpenStake▲75

    Digitalized private investment meets decentralized liquidity

    2022 · openstake.co · its alternatives →

22. 22
    Drift▲10

    Bringing stablecoins to IRL Commerce

    2024 · drift.money · its alternatives →

23. 23
    Decentralized Stablecoin Development▲6

    Oracle-Integrated Decentralized Peg Mechanism

    2025 · kryptobees.com · its alternatives →

24. 24
    Settlepay▲5

    Get paid in stablecoins. Without banks, SWIFT, or Stripe.

    May 2026 · settlepay.pro · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →