Alternatives

Products that do what A practical credit network implementation does

1. 1OA
   Offst – A decentralized payment system▲52

   2019 · freedomlayer.org

2. 2CD
   Collateralized Debt Agreements Using Smart Contracts and Virtual Cats▲97

   2018 · dharma.io

3. 3SD
   Six Degrees of Venmo – Visualizing your payment network▲28

   2015 · venweb.heroku.com

4. 4PA
   Prophet – A financial micro-framework in Python▲152

   2014 · blog.michaelsu.io

5. 5HO
   Hyperledger – Open Payments Protocol▲112

   2014 · hyperledger.com

6. 6RA
   RNet, an AI credit wallet for everyday users▲6

   Jul 2026 · rnetai.org

7. 7LM
   Lunch Money, a personal budgeting tool with multi-currency support▲229

   2019 · lunchmoney.cc

8. 8AB
   A Browser-based Blockchain▲186

   2017 · nimiq.com

9. 9PA
   PonziCoin, a transparent, decentralized Ponzi Scheme you can trust▲182

   2018 · ponzicoin.co

10. 10NA
    Numary – An open-source, scriptable financial legder▲19

    2021 · github.com

11. 11DF
    Decentralized financial management tool for non-hierarchical teams▲15

    2018 · medium.com

12. 12AA
    Amatino – A double-entry accounting API▲67

    2018 · amatino.io

13. 13CC
    CLEAR Card – AI powered credit card for startups▲20

    2016 · getclear.io

14. 14BA
    Building a no gimmick smart contract platform as a service▲45

    2017 · ellcrys.co

15. 15IM
    I'm open sourcing Creditly.js, an intuitive credit card form▲34

    2014 · wangjohn.github.io

16. 16ME
    My experimental take on a decentralized ledger▲48

    2015 · github.com

17. 17US
    UPUP Simple Credit Card Verification to Reduce Fraud▲41

    2020 · upupapp.io

18. 18CA
    Caribou – a GitHub app to help you manage technical debt▲43

    2021 · hellocaribou.com

19. 19CC
    Centralized Coin – A Centralized Coin▲40

    2021 · centralized-coin.com

20. 20PF
    Provably Fair Algorithms for Sharing Rent, Goods, and Credit▲8

    2014 · spliddit.org

21. 21NA
    Nimiq: A Frictionless Payment Protocol Native to the Web▲8

    2017 · medium.com

22. 22IA
    Invoicer, a Minimalist Billing App▲12

    2021 · github.com

23. 23NA
    NLP and NER-powered beautiful bank transaction feed▲35

    2021 · try.herondata.io

24. 24IC
    Introducing Comb - personal finance app▲27

    2013 · getcomb.com

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