AI · alternatives · 2026
24 alternatives to I made a credit system API
I'm a solopreneur and I made it very easy to integrate a credit system into your apps and games using Creduse. I built Creduse because more and more users want pay-as-you-go models, and founders need new ways to increase user engagement or nicely limit cost-intensive features (see AI). Creduse is built by a developer for developers. I hope it will help as many startups as possible. Feedback are very much appreciated. Francesco
Creduse is a credit system API that enables developers to integrate pay-as-you-go billing into applications and games. Built by a solo developer, it allows founders to manage user engagement and control costs for… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. I made a credit system API launched in 2024; newer entries below may have overtaken it.
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Credyt▲100Hey HN! I'm the founder of Credyt (https://credyt.ai). If you're running an AI product that burns $0.50+ per interaction, you need to bill customers as usage happens, not at the end of the month. Otherwise you're a bank for your customers, and you'll run out of money before they do. Why invoice-based billing doesn't work for AI: Most usage-based billing tools (Stripe Billing, Orb, etc.) were built for SaaS. They meter usage all month, then send an invoice. That works fine when your COGS is 5%. It's a disaster when you're paying your AI vendor upfront for every request and your…
Nov 2025 · credyt.ai · its alternatives →
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Toolspend▲377Track AI spend, usage, and cost across tools
Feb 2026 · toolspend.com · its alternatives →
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delegare▲70Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…
Apr 2026 · delegare.dev · its alternatives →
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Balanced▲79DeFi designed for adoption. Borrow, swap, and supply assets.
2021 · balanced.network · its alternatives →
- 8IB
Hey HN: I'm Kaveh, the founder of Usage (https://www.usage.ai/) We help companies drive down AWS costs. Why? Because the way it's done now is a pain. Stakeholders, especially engineers, are required to spend unnecessary time manually finding underutilized or overly expensive EC2s. We believe the optimization process should be done automatically through a series of sophisticated algorithms. At the moment, there are over 70,000 AWS EC2 prices - doing that manually just won't scale at most organizations. My background is in software engineering. Previous to founding Usage, I…
2020 · its alternatives →
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Boost customer retention with our loyalty solution
2024 · creduse.com · its alternatives →
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2017 · credy.in · its alternatives →
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CreditFX▲9Stop counting credits. Start understanding them.
Aug 2026 · creditfx.mogabr.com · its alternatives →
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For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 17IM
2014 · wangjohn.github.io · its alternatives →
- 18IM
Hello everyone. I'm a relatively new developer and I started my first project to go full production recently. It is a directory of payment processors and payment service providers. It's free to use and gives detailed info on their pricing, business model, supported business types, available countries, prohibited businesses and high risk business support. So far only 40 have been added with more to come. And I allow processors to contact me so that they're details can be added to the database. I'll eventually automate this and add verification the months to come. I hope you'll find it useful.…
2025 · sourcefees.com · its alternatives →
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Configure and integrate credit applications in minutes
2024 · web.harbr.com · its alternatives →
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Credit Score, KYC Report, Financial Risk to Grow Business
2025 · credeed.com · its alternatives →
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Commet▲18Billing and payments made easy for developers and builders
Jan 2026 · commet.co · its alternatives →
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XCredit▲3Build credit by completing payment requests from friends
2022 · myxcredit.com · its alternatives →
- 24FO
Hey HN, I’am Koshima, co-founder of Flexprice (https://flexprice.io/). Flexprice is an open source monetization platform for AI & Agentic companies. You can build usage-based, credit-based, or hybrid pricing models with full control. Usage-based billing works on paper, but breaks fast in production: (1) High-volume data (e.g., 10k API calls/sec from AI inferences) breaks naive pipelines, dropping events and causing underbilling or customer complaints. (2) Backfilling missing events or retroactive discounts screws up invoices, forcing 3 AM log stitching to avoid revenue…
2025 · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →