Life & fun · alternatives · 2026

Credy is a peer-to-peer lending platform launched in 2017 that operates in India. It connects borrowers and lenders directly, allowing individuals to access loans or earn returns by funding others' loans through the… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Credy – Peer-to-Peer Lending Platform for India launched in 2017; newer entries below may have overtaken it.

1. 1
   Credy▲112

   Credy is a credit line for Indian consumers

   2017 · credy.in · its alternatives →

2. 2
   Crendly▲87

   A marketplace for loans, connecting lenders and borrowers

   2023 · crendly.com · its alternatives →

3. 3
   LendingCrowd▲111

   Peer-to-peer lending in your pocket

   2015 · lendingcrowd.com · its alternatives →

4. 4SB
   Spread bitcoins by lending to friends▲67

   2013 · bitcoinswithfriends.com · its alternatives →

5. 5
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · lendingclub.com · its alternatives →

6. 6
   LenderFriender▲62

   Marketplace to borrow and lend among people you know

   2020 · its alternatives →

7. 7
   Omni Lending▲228

   Instantly lend anything you own to your friends.

   2016 · its alternatives →

8. 8
   Lendflow▲148

   Embedded lending infrastructure for SaaS platforms

   2020 · lendflow.com · its alternatives →

9. 9
   Trustbond▲166

   Eliminating rental deposits. Enabling access to homes.

   2017 · its alternatives →

10. 10
    Crednip▲2

    WORLD'S LIVE LEADS YELLOWPAGES OF BORROWERS AND LENDERS

    Aug 2026 · crednip.com · its alternatives →

11. 11
    PeerStreet▲77

    A marketplace for investing in real estate backed loans

    2015 · peerstreet.com · its alternatives →

12. 12
    Credicxo▲2

    Simple Swift Money

    2019 · its alternatives →

13. 13DP
    Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156

    Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

    2017 · its alternatives →

14. 14
    Growfin▲151

    Finance CRM for streamlining receivables in B2B companies 💰

    2022 · growfin.ai · its alternatives →

15. 15
    Avenify▲181

    Invest in students. Earn a return when they succeed.

    2019 · its alternatives →

16. 16
    I made a credit system API▲42

    I'm a solopreneur and I made it very easy to integrate a credit system into your apps and games using Creduse. I built Creduse because more and more users want pay-as-you-go models, and founders need new ways to increase user engagement or nicely limit cost-intensive features (see AI). Creduse is built by a developer for developers. I hope it will help as many startups as possible. Feedback are very much appreciated. Francesco

    2024 · creduse.com · its alternatives →

17. 17
    Bitbond▲73

    Bitcoin-based P2P lending

    2014 · bitbond.com · its alternatives →

18. 18
    ETHLend▲79

    Decentralized P2P marketplace to borrow against BTC, ETH

    2019 · aave.com · its alternatives →

19. 19
    Lenmo▲80

    P2P and B2C lending platform

    2019 · lenme.com · its alternatives →

20. 20
    Balanced▲79

    DeFi designed for adoption. Borrow, swap, and supply assets.

    2021 · balanced.network · its alternatives →

21. 21
    SmartCredit▲82

    Earn interest or borrow crypto in 2 minutes

    2022 · smartcredit.io · its alternatives →

22. 22
    Borrow▲6

    Peer-to-peer mobile networking platform for micro-financing.

    2020 · its alternatives →

23. 23PI
    Pay It Forward – P2P Crowdfunding for African Entrepreneurs▲59

    Direct crowdfunding for entrepreneurs in developing countries

    2021 · zidisha.org · its alternatives →

24. 24
    Underpay▲75

    Bank-to-bank payments that grow your business

    2023 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →