Commerce · alternatives · 2026

24 alternatives to Shriram One App | FD, Loans, UPI

fixed deposit, UPI, loans, personal loan, two wheeler loan

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Cheq UPI▲249

   A better payments app for NRIs and foreigners visiting India

   2023 · chequpi.com · its alternatives →

2. 2
   Upflow▲353

   Cash collection, made easy.

   2020 · upflow.io · its alternatives →

3. 3
   Glass Money▲10

   Track UPI, banks, and joint accounts in one place

   Sep 2026 · glassmoney.app · its alternatives →

4. 4
   INDmoney▲142

   SuperMoneyApp to track and invest at zero commission

   2021 · indmoney.com · its alternatives →

5. 5
   FamPay Numberless Card▲90

   India’s first neobank for teenagers

   2020 · play.google.com · its alternatives →

6. 6
   Finch▲113

   The financial app for your social life

   2017 · finch.me · its alternatives →

7. 7
   FinBodhi – Local-first, double-entry app/PWA for your financial journey▲40

   We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

   Nov 2025 · finbodhi.com · its alternatives →

8. 8
   FOLO▲55

   India's 1st NetWorth App

   Nov 2025 · folo.one · its alternatives →

9. 9
   Soon▲66

   Automate finances in one app with a Soon Smart Debit Account

   2019 · soon.app · its alternatives →

10. 10
    HisabKarle▲8

    Turn UPI payment screenshots into expense logs

    Jul 2026 · hisabkarle.com · its alternatives →

11. 11
    MoneyPal▲13

    Chat with your Money. India-first AI personal finance app.

    2025 · moneypal.club · its alternatives →

12. 12
    BHIM - Bharat Interface for Money▲11

    Fast, secure & reliable cashless UPI payments on your phone

    2017 · apps.apple.com · its alternatives →

13. 13
    UpiKar▲6

    Collect UPI Payments Instantly By UpiKar

    2025 · upikar.in · its alternatives →

14. 14
    Up Banking - Smart. Secure. Mobile.▲6

    Super Powered Banking

    2018 · up.com.au · its alternatives →

15. 15
    PhonePe▲6

    P2P Money transfer on UPI (Unified Payment Interface)

    2016 · phonepe.com · its alternatives →

16. 16
    BudgPay▲2

    BudgPay is a simple money management app

    Aug 2026 · budgpay.com · its alternatives →

17. 17
    Dhanalyser▲5

    AI-powered insights from your bank statements and UPI data.

    Jan 2026 · dhanalyser.com · its alternatives →

18. 18
    UPI 2.0▲6

    Indian Unified Payments Interface

    2018 · npci.org.in · its alternatives →

19. 19
    Jumpp ▲15

    jUMPP is India’s AI-powered financial super app

    2025 · play.google.com · its alternatives →

20. 20
    LendPal▲6

    Track loans, repayments, and due dates between friends

    Aug 2026 · apps.apple.com · its alternatives →

21. 21
    Trakio▲6

    Auto-detect bank transactions from SMS & notifications

    Jun 2026 · trakio.co.in · its alternatives →

22. 22
    Sampann finance▲18

    India's most comprehensive financial planning app

    2025 · play.google.com · its alternatives →

23. 23
    Beem▲9

    Better than any instant cash advance

    2024 · trybeem.com · its alternatives →

24. 24
    HumDonoapp▲2

    Personal finance for India, solo or with your partner

    Jun 2026 · humdonoapp.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →