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Life & fun · alternatives · 2026

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24 alternatives to Site that lets you pay me if you don't walk your talk

I built a web app that lets you share your goals publicly, together with a pledged amount. If you achieve your goal, great! Else, you pay the pledged amount as a fine to me. Sounds goofy, but I hope it provides the extra reason for you to keep going when the going gets tough!

This web app helps users commit to their goals by publicly sharing them alongside a pledged monetary amount. If users successfully achieve their goal, nothing happens. If they fail, they pay the pledged amount as a… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Site that lets you pay me if you don't walk your talk launched in 2023; newer entries below may have overtaken it.

  1. 1

    http://goalfinch.com I had the idea for Goalfinch while reading an article here on Hacker News about economic incentives and how effective they are. It got me thinking: What if there were an easy way to set up economic incentives for the goals I have in my own life? A few months later, after working on it off and on in my spare hours, it's ready for prime time. With Goalfinch, you define a goal and make a contribution of cash that acts as an incentive for you to complete the goal. Your Facebook friends confirm whether or not you've accomplished it. If you succeed before your deadline, you…

    2011 · goalfinch.com · its alternatives →

  2. 2

    My wife and I just launched this app because we had so much fun with a fitness challenge we did we some friends recently where everyone put in $100 and defined their goals, then only the people who met their goals split the pot. It made us realize there's really no better motivator than money. It's better on mobile screens right now as we just designed for mobile screens for now. And we did manage to put it up on both app stores - it's low in the ranks but you should be able to search it by "Goalie challenges". We built it using the leanest tech stack - Ruby on Rails, server-side HTML (no…

    2024 · goaliemvmt.com · its alternatives →

  3. 3

    Achieve your goals through fear of embarrassment 😳 🏆

    2021 · its alternatives →

  4. 4

    Walk your talk or pay a fine

    2023 · its alternatives →

  5. 5

    Pledge money and prove to win your goals and extra rewards

    2024 · apps.apple.com · its alternatives →

  6. 6DI

    Hi HN, It's super hard to quit addicting apps. Existing solutions are non-binding, and therefore, require constant self-discipline and vigilance to be effective. Which is ironic, considering the problem we are trying to solve, is a lack of self-discipline. There exists a physical solution to this problem, in the form of a time-locked safe[1]. It’s effective for reducing app usage, but it's cumbersome and inconvenient. Fundamentally, what these lock-boxes do is impose a real-world cost on breaking your commitment. It’s not impossible to break your commitment, but it would require destroying…

    2023 · discipline.io · its alternatives →

  7. 7

    We hold you accountable to your goals. Get started for free!

    2020 · its alternatives →

  8. 8

    Add your goals and log your progress in public for free

    Dec 2025 · cobuckets.com · its alternatives →

  9. 9

    Put real stakes behind your goals

    Aug 2026 · apps.apple.com · its alternatives →

  10. 10

    built this as a joke. a friend bet me I couldn't make $1M off it by the end of the year. Currently at $5,010. Amazing it even worked

    Jun 2026 · payfornoreason.com · its alternatives →

  11. 11

    Set Goals For Free. Pay Only When You Fail.

    2018 · resethabit.com · its alternatives →

  12. 12GA

    Hi, we’re dittit.com, a startup that enables people to achieve any personal goal by automating accountability, incentives and disincentives to modify the economics of daily behavior. The way it works is you publicly declare your goal and get friends/family to sponsor you financially. You also commit to a weekly set of commitments to get to your goal. Then you submit proofs using our mobile app or any 3rd party tracking app (Runkeeper for example) which are certified by other members of the dittit community. When you miss a commitment we get your friends and family to help you out via Twitter…

    2011 · its alternatives →

  13. 13MI

    My goal when I first started as an Indie Hacker was to earn $100/day. Everything that I did was to achieve that goal. I reached that goal after 6 months and I increased my goal to $200/day. I reached that goal a year back, now my current goal is $300/day. This might look small sometimes and easy to achieve but it's not and when you get small wins, you move to a bigger goal all the while maintaining the momentum and enthusiasm. On the flips side, if I had set my goal to $10K/month, it would seem very big and I might have given up very early (Actually I wouldn't because I…

    2020 · its alternatives →

  14. 14

    Two years ago, I started building this site that allows people to document their learning and progress in real time. The idea is: as you learn new things, you document your progress piece by piece, creating a collection of failures, breakthroughs, and knowledge. Along the way, your friends can cheer you on, and the community can give you tips and feedback. Over time, we'll create a public collection on how different problems were solved. With each progress, the site prompts you to reflect on questions like, "If you could go back in time, what do you wish you had known?" This was my first web…

    2024 · opus.cafe · its alternatives →

  15. 15

    Put a Contract on your Goals

    2025 · its alternatives →

  16. 16

    I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…

    Jul 2026 · cadencemoney.com · its alternatives →

  17. 17YP

    Care to share a screenshot and the 'killer feature' of any of your personal, self-built productivity tools? eg. I made my own calendar and money-tracker last year - there are no other users, it makes no money, I have no plans to make it public, but it holds my life together :) http://i.imgur.com/h2keJDg.png GREAT BECAUSE... it tells me how much I'm going to get paid this month. Absolutely no ulterior motive here (ie. I'm not canvassing opinions for a productivity app startup or anything), just interested.

    2013 · i.imgur.com · its alternatives →

  18. 18HY

    I don't go to the gym as much as I should or want to. To give myself some financial motivation I made this website. First you set a goal for how many days you'll hit the gym. To prove you're at the gym, you will verify each visit by pressing a button on your phone (with location sharing on). You stake $10 as motivation and if you hit your target, you get the money back. If you fail, your $10 goes to the "Save The Children" charity with a donation receipt emailed to you. Obviously you could visit the gym and then just go home without working out - but getting to the gym is half the battle!…

    2025 · gymbully.fit · its alternatives →

  19. 19

    Smart daily income tracker that adapts to your progress

    Dec 2025 · apps.apple.com · its alternatives →

  20. 20

    stop lying to yourself. start paying when you lie.

    Feb 2026 · apps.apple.com · its alternatives →

  21. 21

    Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/

    Nov 2025 · buildyourbudget.com · its alternatives →

  22. 22

    Goal tracker - achieve your financial dreams

    2025 · savingplan.missingapps.com · its alternatives →

  23. 23SO

    Hey HN, I built a new platform called Indie Logs to help founders share their journey in a clear and organized way. Building in public is common now, but it's hard to stand out and share everything properly on places like Twitter. Your updates can get lost, and it's not easy to show the full picture of your good and tough days. There is no real way to present the full story. I built Indie Logs because I saw these problems. It gives you a personal page for all your projects, lets you put updates on your own site with embeddable timelines, and offers over 30 themes to personalize both your…

    2024 · its alternatives →

  24. 24

    Share & save with referral codes

    2025 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →