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Alternatives

Products that do what Transact: Free Spend Analyze does

Free spend analyzer for all your credit card transactions

  1. 1
    PayPing273

    All your recurring payments in one place

    Jan 2026

  2. 2BT

    Hi! I'm Jax and I've been building this cool little terminal app for myself to track my expenses and budgets! Other than challenging myself to learn Python, I built this mainly around the habit of budget tracking at the end of the day. (I tried tracking on-the-go, but the balance was always out of sync.) All data is stored in a single sqlite file, so you can export and process them all you want! The app is built using the textual API for Python! Awesome framework which feels like I'm doing webdev haha. You can check out some screenshots on gh:…

    2025 · github.com

  3. 3

    See exactly how much you spend on Claude, across every tool

    Mar 2026 · github.com

  4. 4CA

    Built this after realizing I was spending ~$1400/week on Claude Code with almost no visibility into what was actually consuming tokens. Tools like ccusage give a cost breakdown per model and per day, but I wanted to understand usage at the task level. CodeBurn reads the JSONL session transcripts that Claude Code stores locally (~/.claude/projects/) and classifies each turn into 13 categories based on tool usage patterns (no LLM calls involved). One surprising result: about 56% of my spend was on conversation turns with no tool usage. Actual coding (edits/writes) was…

    Apr 2026 · github.com

  5. 5IB

    This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

    2025 · rewards.getonecard.io

  6. 6

    Track every API and tool you pay for in one place

    Apr 2026 · orbitmoney.io

  7. 7

    Track expenses and debts easily with multi-currency support.

    2021

  8. 8
    Triqai149

    Turn messy bank transactions into clean, structured data

    Mar 2026 · triqai.com

  9. 9

    Calculate transaction fees for Paypal, Stripe & Payoneer

    2017

  10. 10

    Personal finances tracking web app

    2017

  11. 11

    Find out where the $%&! your money went

    2017

  12. 12

    A free Chrome extension to help you spend less money online

    2022

  13. 13

    Ask Claude Code where your usage went. Token audit, limit diagnosis and usage forensics — built from the session logs already on your machine, nothing leaves it. - kelviq/tare

    10d ago · github.com

  14. 14

    A unified inbox for all of your cards, with superpowers

    2022

  15. 15WB

    Hello HN Viewers, So this all started when we got super frustrated trying to figure out payment fees. You know how it goes – you have got a bunch of payment providers, each with their own fee reports, and trying to make sense of all that mess is quite challenging and complex. We thought, why not just build something that pulls all those fee reports together, cleans them up, and makes them actually understandable? So we built a tool that pulls in fee reports from multiple providers, standardizes fee names, and makes it easier to understand all fee types. You can drill down to see the exact…

    2025 · hypersense.io

  16. 16

    Classify remembers your expenses, so you don't have to.

    Feb 2026

  17. 17

    Know where every dollar went

    Jun 2026 · expensetracker.cherrylabs.ca

  18. 18IB

    Hey HN! I am a developer working on a startup doing lots of payment integration stuff with payment providers like Stripe. I built a tool to talk to Stripe data, just so that I can answer questions from our team. I turned that into analytics tool (sort of) to answer questions about MRR, churn, revenue etc. (https://www.dataraccoon.io/). There is a two minute demo video on the page if you want to see how it works, or you can use free trial without needing a credit card. I was wondering if you would use such a tool directly in Slack or prefer receiving messages about your metrics…

    2024 · dataraccoon.io

  19. 19

    Hey HN - there are lots of tools to understand how many tokens you use and how much it costs, but we haven't found any that tell you where those tokens are going! Decant helps you understand what you are spending tokens on (context gathering, planning, code, chat, etc), so you can optimize it.

    25d ago · github.com

  20. 20

    Know payor take before you bill; kill that scope creep.

    Jul 2026 · freepaycalc.com

  21. 21FB
  22. 22

    Analytics you would actually want to look at

    Jul 2026 · mochianalytics.com

  23. 23

    AI that reads your credit card bill so you don't have to

    Jan 2026

  24. 24
    Tanda7

    Say what you spent. Tanda logs it instantly.

    Jul 2026 · tanda.mrg.sh

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