nowfound

Commerce · alternatives · 2026

24 alternatives to Two Cents

DIY financial planning

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Two Cents launched in 2021; newer entries below may have overtaken it.

  1. 1
    Maybe▲342

    Modern financial planning & wealth management

    2023 · its alternatives →

  2. 2

    Simple financial planning

    2019 · its alternatives →

  3. 3

    Personal money tracker app

    2022 · its alternatives →

  4. 4IC
  5. 5
    Trillion▲234

    Simplify finances, budget planner and money tracker with AI

    2024 · apps.apple.com · its alternatives →

  6. 6
    Double▲292

    Design your own stock index

    2024 · its alternatives →

  7. 7

    The simplest app to split bills

    2022 · its alternatives →

  8. 8DD

    Hey everyone, we’re JJ and Mark from Double (https://double.finance). Over the past few months we’ve been working on an investing app that lets anyone design and invest in their own stock index. Start by picking one or more strategies. You can find 20+ starting points in Double that vary from direct index versions of classic ETFs (like SPY) to strategies focused on specific industries, market trends, or themes (like YC public companies). You can also easily build your own grouping of stocks, and tilt your strategy towards or away from certain stocks or sectors. Once you’ve chosen…

    2024 · its alternatives →

  9. 9AA

    Hey everyone! I'm Rob and I want to share what I've built - a solid ledger behind simple API: https://decimals.app The ledger is a key piece of any financial system and is easy to get the design wrong, resulting in troubles for making sure money movements are adding up. I took a lot of inspiration from good designs from Square, Uber, and others for the scalability and security aspects. And on the usability side, I applied many concepts from the Ledger CLI, making it very easy to use. I'm really happy I get to show this to you all, thank you for reading about it! Please let me know…

    2020 · its alternatives →

  10. 10

    Invest first & spend what's left

    2024 · its alternatives →

  11. 11
    DivPlan▲62

    Your dividend calculator app

    2020 · its alternatives →

  12. 12

    the ultimate budgeting app for couples!

    2025 · its alternatives →

  13. 13
    Plan▲87

    Finance tracker for goals, incomes, savings in one place.

    2020 · its alternatives →

  14. 14

    Simple, private & powerful

    2024 · its alternatives →

  15. 15

    Analyze spending and set financial goals

    2020 · its alternatives →

  16. 16
    coins▲69

    A simple app that manages your personal finance

    2021 · its alternatives →

  17. 17DE

    Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…

    2024 · getpaper.money · its alternatives →

  18. 18SB

    2018 · putz.io · its alternatives →

  19. 19
    Spleat▲63

    Split the bill fast

    2019 · its alternatives →

  20. 20

    Smart Financial Planning Made Simple

    2025 · finculators.com · its alternatives →

  21. 21

    Budgeting Made Simple

    Apr 2026 · apps.apple.com · its alternatives →

  22. 22

    AI-powered Expense tracker for couples

    2025 · its alternatives →

  23. 23

    Reconcile Personal Monthly Finances with AI in 5 min or Less

    Feb 2026 · simplemonth.com · its alternatives →

  24. 24

    Simple calculator to divide money into nearly equal parts

    2020 · its alternatives →

Also compare

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →