Commerce · alternatives · 2026

24 alternatives to Vayana Debt Platform

Full-stack Tokenization Platform for Private Credit & RWAs

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1DP
Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156
Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…
2017 · its alternatives →
2
Mantle▲481
AI-native cap table management for modern founders
2025 · withmantle.com · its alternatives →
3
Bridger▲71
Tokenized equity investment platform with virtual demo days
2023 · its alternatives →
4
Plasma Wallet▲272
All-in-one Mobile App for your crypto, DeFi and NFTs
2022 · its alternatives →
5
BON Credit▲296
Reduce your debt with AI
Dec 2025 · apps.apple.com · its alternatives →
6
Lndr▲72
Share expenses with friends, settle up in cash or crypto
2018 · its alternatives →
7
Venture Capital Tool Stack▲293
Tools & resources for VC investors
2022 · its alternatives →
8
SphereOne Mobile App & PWA▲152
Crypto payments across any chain with any token in 1-click.
2023 · its alternatives →
9
NYALA Digital Asset▲92
An end-to-end platform to issue tokenized securities
2023 · its alternatives →
10
Pragma▲128
The home base for Ethereum developers.
2018 · its alternatives →
11
YOLOREKT▲116
Short-term prediction market platform built on blockchain
2022 · its alternatives →
12
Bloom▲96
Decentralized credit scoring powered by Ethereum and IPFS
2017 · its alternatives →
13CD
Collateralized Debt Agreements Using Smart Contracts and Virtual Cats▲97
2018 · dharma.io · its alternatives →
14
LquidPay▲8
Blockchain Based Virtual Crypto Card
2025 · its alternatives →
15
LendingCrowd▲111
Peer-to-peer lending in your pocket
2015 · its alternatives →
16
Stronghold Platform APIs▲70
A digital wallet in every pocket
2018 · its alternatives →
17
Freelance Platform ETH & TON▲89
Smart contract for freelance platform with jury trial
2023 · its alternatives →
18
VCCGenerator▲60
Virtual Credit Card Generator for Developers and Testers
2024 · vccgenerator.org · its alternatives →
19
Cryptovoxels▲73
Voxel-based virtual world on the ethereum blockchain
2018 · its alternatives →
20
Radi.Cards▲66
Send unique crypto eCards for charity
2018 · its alternatives →
21
Prism protocol▲75
Turn credit into tradable risk
May 2026 · prismprotocol.dev · its alternatives →
22EA
Ethereum address reviews, similar to Yelp▲35
Hi HN, Excuse me if the formatting sucks, this is a first time post. I want to introduce to you vrfd.info. A place where you can openly view and influence the reputation of any Ethereum address. Think of it as Yelp but for Eth. Addresses are classified as either verified or flagged on-chain through soulbound NFTs. A type of NFT that has no trade value as it cannot be sold. Once minted, it is stuck to the given address. The metadata of the NFT contains either information to verify the address with, this could be a social account for example. Or in the case of flagged addresses, the metadata…
2023 · vrfd.info · its alternatives →
23DC
Debt Ceiling – Tech Debt Quantification/visibility/CI Tool▲18
2014 · github.com · its alternatives →
24
Vanshdhan▲1
Zero-knowledge financial continuity automated asset handover
Jul 2026 · vanshdhan.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →