Commerce · alternatives · 2026

24 alternatives to WhatsThePoint

India's Credit Card Points Intelligence

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Birch▲157

   Find the best credit card for your spending.

   2016 · bugiscredit.sg · its alternatives →

2. 2
   Eclipse: Digital Wallet▲138

   Choose the best credit card, every time

   2024 · apps.apple.com · its alternatives →

3. 3
   CardPointers▲68

   Get the most points from your credit cards every day.

   2019 · cardpointers.com · its alternatives →

4. 4
   Find Me a Card▲72

   Every credit card reward, quantified

   2021 · findmeacard.com · its alternatives →

5. 5
   Churning AI▲84

   AI assistant for credit card points knowledge

   2023 · its alternatives →

6. 6
   Creditconnects▲5

   Compare the best credit cards in India and apply instantly.

   Jul 2026 · creditconnects.in · its alternatives →

7. 7
   Card IQ▲8

   Site that maximizes your credit card cashback

   2025 · card-iq.com · its alternatives →

8. 8
   Card.io▲134

   Credit card scanning for mobile apps.

   2014 · its alternatives →

9. 9
   Point▲220

   Banking made rewarding

   2019 · its alternatives →

10. 10IB
    I built a tool to manage and compare credit card rewards▲87

    This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

    2025 · rewards.getonecard.io · its alternatives →

11. 11
    Compare Crypto Card Rewards▲18

    Crypto card cashback calculator

    2025 · compare.cryptocardtools.com · its alternatives →

12. 12
    PointDexter▲10

    Find the perfect rewards card for your spending habits

    2025 · pointdexter.cc · its alternatives →

13. 13
    CardPointers 5▲133

    The smart way to use credit cards

    2023 · cardpointers.com · its alternatives →

14. 14
    Smart With Points AI▲97

    Learn more about travel hacking, miles & points with AI

    2023 · smartwithpoints.co.uk · its alternatives →

15. 15
    Birch 2.0▲174

    Mint.com for credit card rewards 💰 ✈️

    2016 · joinbirch.com · its alternatives →

16. 16
    Clyde▲89

    Finds your best card based on how you spend

    2021 · clyde.ai · its alternatives →

17. 17
    CardPointers▲112

    Easily earn more cash back & points from your credit cards

    2022 · cardpointers.com · its alternatives →

18. 18
    Paytm First Credit Card▲139

    The credit card for India with a lot of benefits 🇮🇳💳

    2019 · paytm.com · its alternatives →

19. 19
    Credeem - Launching v2▲2

    Find the best cards and offers for your cards

    Jul 2026 · credeem.com · its alternatives →

20. 20
    Vota▲98

    Share places you go when swiping your credit card 💳📍

    2018 · vota.app · its alternatives →

21. 21
    MariaGPT by Kudos▲108

    Get answers to all your credit card questions with AI power

    2023 · site.joinkudos.com · its alternatives →

22. 22
    Supapoints▲5

    AI-powered credit card rewards optimization and tracking

    Dec 2025 · supapoints.com · its alternatives →

23. 23
    ChurnBetter▲70

    The easiest way to track your credit card churning habits

    2023 · its alternatives →

24. 24
    BestCashbackRates.com▲7

    Compare cashback rates & earn more every time you shop

    2025 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →