Growth · alternatives · 2026

24 alternatives to Zenus Bank

Open a US Bank Account Remotely

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 2 we have checked on their own sites, 1 of them free or with a free tier. Zenus Bank launched in 2020; newer entries below may have overtaken it.

1
Sable▲320
Free bank account and credit card for internationals
2020 · its alternatives →
2
Get a US Company and US Bank Account. Remotely. No SSN Required▲13
Formation, EIN, Registered Agent, Annual State Filings, Federal Tax Filings and a Dedicated Account Manager. Grow your business and let doola handle your business compliance needs.
2022 · doola.com · its alternatives →
3
Stilt▲275
Free US bank account and card for Immigrants
2020 · stilt.com · its alternatives →
4
TransferWise Borderless Account▲295
Send, receive and organize your money without crazy fees
2017 · wise.com · its alternatives →
5
Accounts by Cashfree▲155
Create bank accounts for your users instantly
2021 · cashfree.com · its alternatives →
6
Zolve▲126
Apply for a US bank account & US credit card from anywhere
2021 · zolve.com · its alternatives →
7
doola DAOs▲322
doola Banking enables entrepreneurs around the globe to open a business bank account in the US. As of today, all companies formed with doola have access to doola Banking and are eligible to receive a business credit card — no credit history or SSN required.
2022 · doola.com · its alternatives →
8
Karsa▲231
Get a virtual US bank account + save/spend dollars globally
2025 · gokarsa.com · its alternatives →
9
Bankoff Business▲83
Borderless banking without banks
2021 · bankoff.co · its alternatives →
10
3% APY Borderless Business Bank Account▲47
Be your own bank
2023 · datamynt.com · its alternatives →
11
Lemonade Finance▲99
Digital bank for African diaspora
2021 · lemonade.finance · its alternatives →
12
Finnt▲185
Next-gen banking app for students
2023 · apps.apple.com · its alternatives →
13
HEVN U.S.from $25/mo▲111
Hold USD and pay globally through U.S. sponsor banks
Aug 2026 · gethevn.com · its alternatives →
14
Start▲121
Launch and run your US business from anywhere in the world
2021 · trystart.com · its alternatives →
15
Passbook▲84
A banking app for multi-nationals in the US
2020 · its alternatives →
16
Square Card▲215
Access your money as soon as you make a sale
2019 · squareup.com · its alternatives →
17
Qonto▲113
The neobank for SMEs and freelancers
2019 · qonto.com · its alternatives →
18
Zil▲17
Banking for freelancers, startups & modern businesses
2021 · zil.us · its alternatives →
19
Cashbee▲80
Savings made simple.
2020 · cashbee.fr · its alternatives →
20
VaultLeapfree tier, from $14.99/mo▲10
I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →
21
Zenlo▲6
Personal Loan without SSN for Indian students in the US
2025 · its alternatives →
22
Bankin▲101
An automated financial coach available in France 🇫🇷
2019 · bankin.com · its alternatives →
23
RightCard▲117
The honest credit card picker — no bank login
Aug 2026 · apps.apple.com · its alternatives →
24
Sammy▲82
The US bank account for global digital workers is here
2023 · apps.apple.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →