A minimalist net worth tracker for individuals
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
What it does
In the maker’s words, at launch
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to find templates to help facilitate a financial tracking system of my own. Every template felt like complete overkill: portfolio tracking for shares, mortgage repayment calculators, even a kind of speedometer which moved depending on my savings rate. Clever, no doubt, but unnecessary for my purposes. After years of tinkering and refining what I truly wanted out of this spreadsheet, I realised it was to clearly understand the flows of my finances. This spreadsheet does not attempt to compete with a typical FIRE spreadsheet or tools like YNAB/Mint, it is about capturing the big picture once a month and essentially taking a snapshot of my financial health. I've priced this spreadsheet at $15 which I believe is a fair price for the value you'll see in taking more control over your personal finances, however as an added incentive (and because I am proud of what I've created and would love more people to use it), I'm currently offering a 50% discount to all HN users, who can use the code f3g27mt at the Gumroad checkout. Thank you for your time and I sincerely hope this product can assist you as much as it has for me. I am more than happy to answer any questions you may have so please feel free to comment below or reach out at [email protected]. Thank you!
Does the same job
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- KTKeep track of earning expenses better than excel sheets2011 · ▲33
I started to track my expenses on excel sheets earlier this year. It was interesting to see how much I spent casually on just another hangout with friends or on education. Excel sheets are painful, at least for me. So I built this with my friend: (it's just MVP) http://accountant.besperk.com Edit: Coming up next: > Mobile site and apps asap. > Graphs and reports > SSL > Custom Alerts (when you cross a certain limit, that you define, for certain tag) > Pre populated tags. Tech used: > Rails > on Heroku My co-founder is offline will ask him to add more details on…
- MSMy side project is helping me manage my finances2023 · financemadelovely.com · ▲9
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
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- FTFinWise – The modern way to manage your personal finances2023 · finwiseapp.io · ▲9
Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…
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