A minimalist net worth tracker for individuals
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
A minimalist net worth tracker for individuals launched on April 12, 2023 with 6 votes, #2,033 of 4,853 launches that month and more than 50% of that year's launches.
What it does
In the maker’s words, at launch
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an…
Does a similar job
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Write It Down – Personal finance tracker2025 · write-it-down.com · ▲271Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…

- MSMy side project is helping me manage my finances2023 · financemadelovely.com · ▲9
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

FinzenJun 2026 · finzen.org · ▲3Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your investments are linked. Obviously, never invest more than you can afford to lose - but how are you supposed to know how much that is for you without understanding your spending habits? So I built Finzen Finzen = budgeting + portfolio tracking + rich visual reports and stats Currently in…

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- G4
Hi HN, Today we’re launching GPT-4 answers on Phind.com, a developer-focused search engine that uses generative AI to browse the web and answer technical questions, complete with code examples and detailed explanations. Unlike vanilla GPT-4, Phind feeds in relevant websites and technical documentation, reducing the model’s hallucination and keeping it up-to-date. To use it, simply enable the “Expert” toggle before doing a search. GPT-4 is making a night-and-day difference in terms of answer quality. For a question like “How can I RLHF a LLaMa model”, Phind in Expert mode delivers a…
AI · 2023 · phind.com



