Commerce · alternatives · 2026
24 alternatives to A minimalist net worth tracker for individuals
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. A minimalist net worth tracker for individuals launched in 2023; newer entries below may have overtaken it.
- 1
Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
2025 · write-it-down.com · its alternatives →
- 2
- 3MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 4
Two stunning templates leveraging cutting-edge features
2025 · productivity.nexus · its alternatives →
- 5
Minimalist and straightforward money tracker
2017 · its alternatives →
- 6
Finzen▲3Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your investments are linked. Obviously, never invest more than you can afford to lose - but how are you supposed to know how much that is for you without understanding your spending habits? So I built Finzen Finzen = budgeting + portfolio tracking + rich visual reports and stats Currently in…
Jun 2026 · finzen.org · its alternatives →
- 7
Personal Finance & Net Worth Spreadsheets
2025 · cspersonalfinance.io · its alternatives →
- 8
- 9
Save money grow money
Jun 2026 · rupalik.gumroad.com · its alternatives →
- 10
Track your net worth and safe withdrawal. Built for FI(RE).
2025 · getample.co · its alternatives →
- 11
Simple, Secure, Private way to track your net worth
2025 · trackmynetworth.com · its alternatives →
- 12
Download Net Worth by BalanceViewer by Artem Lanin on the App Store. See screenshots, ratings and reviews, user tips, and more apps like Net Worth by…
2019 · apps.apple.com · its alternatives →
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- 14
Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…
2023 · finwiseapp.io · its alternatives →
- 15PI
Hey HN! I'm Alex, one of the co-founders at Global Predictions. We are officially launching PortfolioPilot today! Since starting the company 2 years ago, we’ve been working tirelessly to build a personal portfolio management platform that empowers everyday people to feel more confident investing. We focused on aggregating your entire net worth, evaluating across a set of standardized metrics, and offering suggestions based on our commercial-grade Macro Insights & Recommendation Engine. We started by building a product we wanted to use and iterated and refined based on early user feedback. We…
2022 · its alternatives →
- 16
I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com · its alternatives →
- 17
Quantive▲5I started tracking my net worth when I started working in 2019 and I used a spreadsheet for that. But, having accounts in multiple currencies and updating it every month got old. I wanted to look at the numbers on my phone in a queue, but ended up rebuilding formulas at my laptop every month. Also, I didn't want to hand my bank logins to a third-party aggregator to get there. So I built the tool I've always wanted: without bank connections, syncing the same dashboard on every device, and making sure the data was encrypted in my browser so the server can't read it. You submit your balances or…
Jul 2026 · usequantive.app · its alternatives →
- 18
Hey everyone I’ve been on my FIRE journey for a while and got tired of juggling spreadsheets, brokers, and bank apps — so I built WealthYogi, a privacy-first net worth tracker focused on clarity and peace of mind. Why Like many FIRE folks, I was juggling spreadsheets, bank apps, and broker dashboards — but never had one clear, connected view of my true net worth. Most apps required logins or shared data with third parties — not ideal if you care about privacy. So I built WealthYogi to be: Offline-first & private — all data stays 100% on your device Simple — focus purely on your wealth…
Dec 2025 · apps.apple.com · its alternatives →
- 19
A personal finance tracker in a single HTML file — private
Aug 2026 · mrm308.gumroad.com · its alternatives →
- 20
Hi HN, I'm the solo founder of Helm Terminal (helmterminal.dev). It's a free portfolio analytics tool that connects to your accounts via Plaid and surfaces actionable insights and intelligence. Concentration risk, tax-loss harvesting, earnings exposure, idle cash, sector drift, etc. Automatically, every day. Every other portfolio tracker/brokerage I've tried showed me balances and pie charts but never informed me what to do or what was going on. I'd check my accounts, see things were generally "fine", and move on. Then I realized I'd been sitting on thousands of dollars in unharvested…
Apr 2026 · helmterminal.dev · its alternatives →
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- 22
Grow wealth smarter with ai-powered net worth management
2025 · vine-finance.com · its alternatives →
- 23
- 24IB
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024 · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →