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Products that do what A minimalist net worth tracker for individuals does

Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…

  1. 1
    Finary330

    Track your net worth in real-time

    2021

  2. 2

    Effortless money management

    2023

  3. 3KT

    I started to track my expenses on excel sheets earlier this year. It was interesting to see how much I spent casually on just another hangout with friends or on education. Excel sheets are painful, at least for me. So I built this with my friend: (it's just MVP) http://accountant.besperk.com Edit: Coming up next: > Mobile site and apps asap. > Graphs and reports > SSL > Custom Alerts (when you cross a certain limit, that you define, for certain tag) > Pre populated tags. Tech used: > Rails > on Heroku My co-founder is offline will ask him to add more details on…

    2011

  4. 4MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com

  5. 5

    Two stunning templates leveraging cutting-edge features

    2025

  6. 6FT

    Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…

    2023 · finwiseapp.io

  7. 7PI

    Hey HN! I'm Alex, one of the co-founders at Global Predictions. We are officially launching PortfolioPilot today! Since starting the company 2 years ago, we’ve been working tirelessly to build a personal portfolio management platform that empowers everyday people to feel more confident investing. We focused on aggregating your entire net worth, evaluating across a set of standardized metrics, and offering suggestions based on our commercial-grade Macro Insights & Recommendation Engine. We started by building a product we wanted to use and iterated and refined based on early user feedback. We…

    2022

  8. 8IW

    I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…

    Mar 2026 · strikerates.com

  9. 9WN

    Hey everyone I’ve been on my FIRE journey for a while and got tired of juggling spreadsheets, brokers, and bank apps — so I built WealthYogi, a privacy-first net worth tracker focused on clarity and peace of mind. Why Like many FIRE folks, I was juggling spreadsheets, bank apps, and broker dashboards — but never had one clear, connected view of my true net worth. Most apps required logins or shared data with third parties — not ideal if you care about privacy. So I built WealthYogi to be: Offline-first & private — all data stays 100% on your device Simple — focus purely on your wealth…

    Dec 2025 · apps.apple.com

  10. 10

    A personal finance tracker in a single HTML file — private

    20d ago · mrm308.gumroad.com

  11. 11IB

    A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…

    2024

  12. 12

    Track net worth, investments and goals in Notion

    4d ago · smartmoneynotion.gumroad.com

  13. 13CM

    I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…

    Jul 2026 · cadencemoney.com

  14. 14IB

    I’m building a public dashboard to track all the investments I make for my newborn son. Crypto, dividends, growth, milestones. You can follow the project here: [mattiasassets.com] Feedback welcome!

    2025 · mattiasassets.com

  15. 15

    Track your money and reach your financial goals

    18d ago · track-wealth-flow-link.base44.app

  16. 16

    Track Your Complete Net Worth & Collaborative Assets

    17d ago · networthplus.in

  17. 17

    Private, offline net worth & personal finance tracker

    23h ago · play.google.com

  18. 18

    Manage money, investments & goals in one Notion dashboard

    5d ago · organizeddashboard.gumroad.com

  19. 19

    Track everything you own and owe in one place

    16d ago · astt.app

  20. 20

    Self-hosted personal finance tracker, no bank login

    15d ago · getnkfinance.com

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