Credit Decision API
Instant loan decisions via API
What it does
Credit Decision API is built for developers, not banks. One API call returns an approve/decline, risk tier, score, and the factors that drove the decision — no bureau credentialing, no contracts, no monthly minimums. At $0.05/call you pay only for what you use.
Does the same job
all alternatives →
FinFloh Credit Decisioning AI2024 · ▲480Empowering Faster & Smarter B2B Credit Decisions, Every Time
Lendflow Credit Decisioning Engine2022 · ▲76Credit decisioning on your terms, automated, customizable



- IMI made a credit system API2024 · creduse.com · ▲42
I'm a solopreneur and I made it very easy to integrate a credit system into your apps and games using Creduse. I built Creduse because more and more users want pay-as-you-go models, and founders need new ways to increase user engagement or nicely limit cost-intensive features (see AI). Creduse is built by a developer for developers. I hope it will help as many startups as possible. Feedback are very much appreciated. Francesco
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- NW
Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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Dev tools · May 2026 · github.com