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Dev tools · May 28, 2026

Credit Decision API

Instant loan decisions via API

What it does

Credit Decision API is built for developers, not banks. One API call returns an approve/decline, risk tier, score, and the factors that drove the decision — no bureau credentialing, no contracts, no monthly minimums. At $0.05/call you pay only for what you use.

Does the same job

all alternatives →
  • FinFloh Credit Decisioning AI2024 · ▲480

    Empowering Faster & Smarter B2B Credit Decisions, Every Time

  • Lendflow Credit Decisioning Engine2022 · ▲76

    Credit decisioning on your terms, automated, customizable

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    Startup data via API

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    Data APIs for AI agents & developers — free to start

  • P402.ioJan 2026 · ▲102

    Route, verify, and settle paid API calls with clear traces

  • IM
    I made a credit system API2024 · creduse.com · ▲42

    I'm a solopreneur and I made it very easy to integrate a credit system into your apps and games using Creduse. I built Creduse because more and more users want pay-as-you-go models, and founders need new ways to increase user engagement or nicely limit cost-intensive features (see AI). Creduse is built by a developer for developers. I hope it will help as many startups as possible. Feedback are very much appreciated. Francesco

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