Goodcover
Fair. Modern. Cooperative. Renters Insurance for $5/mo.
Goodcover launched on March 14, 2020 with 87 votes, #468 of 4,417 launches that month and more than 75% of that year's launches. The site was still online in September 2026, 6 years on.
What it does
Goodcover’s mission is to build a community of members enjoying financial peace of mind at the lowest possible cost. Our first service offering is Renters Insurance at half the cost of legacy insurers.
Goodcover is modern insurance for renters. Get an online quote in seconds and adjust or cancel your coverage anytime. Protect your stuff worldwide and meet your landlord's liability requirement instantly.
Get a landlord-approved policy in under a minute. Instant online quote, no email required. We believe in straightforward, easy-to-understand coverage and pricing that won’t surprise you. Get the protection you need without the confusion. Adjust your coverage anytime, anywhere, instantly in your Member Dashboard. With seamless adjustments, you’ll have peace of mind in real time. If your roomies are on your lease, they’re on your policy. No extra steps and no extra cost, just peace of mind for the whole household. We pool Members' premiums, take a fixed fee, pay claims, and return the remainder directly to you through our Annual Member Dividend. We’re ruthlessly efficient, eliminating waste…from goodcover.com
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Chris, Dan, and the team at Goodcover here. Goodcover is building a new home and renters insurance co that tries to fix the insurance incentives by returning any unclaimed premium back to customers, keeping a fee instead. Goodcover was YC S17, but off the record due to discussions with the CA government. And we’re still “pre-launch” - starting a new insurance co is hard as it turns out! Part of the technical challenge we deal with is, how do we build software that can scale what an agent does? Although we can’t offer a full insurance experience yet, we thought we’d roll out an advice app…
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