Lemonade

In plain words

Lemonade Insurance Company is a licensed insurance carrier that offers homeowners and renters insurance through a mobile app. The company uses artificial intelligence and behavioral economics to power its underwriting and claims process. It serves people looking for insurance coverage through a technology-driven platform available on Android and iOS devices.

written from the facts on this page · September 2026

From the sources

Lemonade Insurance Company is a licensed insurance carrier, offering homeowners and renters insurance powered by artificial intelligence and behavioral economics.

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  The Lemonade Insurance API2017 · lemonade.com · ▲246

  Opening up insurance powered by AI to the world

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  Lemonade – the world's first P2P insurance company2016 · lemonade.com · ▲185
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  Lemonade Pet Health Insurance2020 · lemonade.com · ▲187

  Pet insurance with super fast everything for cats & dogs

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  Lemonade2015 · lemonade.com · ▲7

  Peer to peer insurance

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  Lemon.io2020 · lemon.io · ▲693

  Hire vetted developers on demand at startup prices

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  Software to give insurance advice like an agent would2018 · ▲97

  Chris, Dan, and the team at Goodcover here. Goodcover is building a new home and renters insurance co that tries to fix the insurance incentives by returning any unclaimed premium back to customers, keeping a fee instead. Goodcover was YC S17, but off the record due to discussions with the CA government. And we’re still “pre-launch” - starting a new insurance co is hard as it turns out! Part of the technical challenge we deal with is, how do we build software that can scale what an agent does? Although we can’t offer a full insurance experience yet, we thought we’d roll out an advice app…

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