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Commerce · alternatives · 2026

24 alternatives to Lemonade

Forget everything you know about insurance

Lemonade Insurance Company is a licensed insurance carrier that offers homeowners and renters insurance through a mobile app. The company uses artificial intelligence and behavioral economics to power its underwriting… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Lemonade launched in 2016; newer entries below may have overtaken it.

  1. 1

    Opening up insurance powered by AI to the world

    2017 · lemonade.com · its alternatives →

  2. 2LT
  3. 3

    Pet insurance with super fast everything for cats & dogs

    2020 · lemonade.com · its alternatives →

  4. 4

    Peer to peer insurance

    2015 · lemonade.com · its alternatives →

  5. 5
    Lemon.io▲693

    Hire vetted developers on demand at startup prices

    2020 · lemon.io · its alternatives →

  6. 6ST

    Chris, Dan, and the team at Goodcover here. Goodcover is building a new home and renters insurance co that tries to fix the insurance incentives by returning any unclaimed premium back to customers, keeping a fee instead. Goodcover was YC S17, but off the record due to discussions with the CA government. And we’re still “pre-launch” - starting a new insurance co is hard as it turns out! Part of the technical challenge we deal with is, how do we build software that can scale what an agent does? Although we can’t offer a full insurance experience yet, we thought we’d roll out an advice app…

    2018 · its alternatives →

  7. 7

    Sell digital products the easy-peasy way

    2021 · lemonsqueezy.com · its alternatives →

  8. 8

    Fast, scalable business insurance for startups.

    2019 · vouch.us · its alternatives →

  9. 9

    Your AI-native insurance broker

    2025 · coveragecat.com · its alternatives →

  10. 10

    Modular coverage for startups: CGL, D&O, Tech E&O, Cyber

    Jan 2026 · corgi.insure · its alternatives →

  11. 11
    Dinghy▲111

    Freelancer insurance that's faster, cheaper and fairer

    2018 · its alternatives →

  12. 12
    Jetty▲164

    Insurance designed for people that live cities 🌆

    2017 · jetty.com · its alternatives →

  13. 13
    Cover▲248

    Property insurance by photo

    2016 · usecover.com · its alternatives →

  14. 14

    Home insurance designed for urban life

    2017 · myurbanjungle.com · its alternatives →

  15. 15

    Fair. Modern. Cooperative. Renters Insurance for $5/mo.

    2020 · goodcover.com · its alternatives →

  16. 16

    A platform of 80K+ vetted devs ready to interview within 48h

    2023 · lemon.io · its alternatives →

  17. 17

    Spam-free, personalized insurance advice

    2022 · joinditto.in · its alternatives →

  18. 18

    Let us protect what matters most to you.

    2018 · its alternatives →

  19. 19

    Top devs for startups affected by COVID-19 starting at $25/h

    2020 · lemon.io · its alternatives →

  20. 20
    Avibra▲69

    Earn insurance simply with your good habits.

    2019 · avibra.com · its alternatives →

  21. 21
    Relo▲81

    Renters' insurance that pays your rent

    2021 · its alternatives →

  22. 22

    The first all-in-one app & rewards program for insurance

    2022 · wallet.marblepay.com · its alternatives →

  23. 23
    Squeeze▲64

    Smarter & easier personal finance starts here

    2017 · squeeze.com · its alternatives →

  24. 24

    The first per mile insurance for motorcycles

    2021 · voominsurance.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →