ISO 20022 Generator
Generate SEPA XML & SWIFT MT103 payment files online
What it does
ISO 20022 Generator lets you create bank-ready SEPA XML files (pain.001 credit transfers, pain.008 direct debits) and SWIFT MT103 messages from a simple web form or CSV/Excel import. All XML generation happens in your browser — no banking data ever touches our servers. Available in 7 languages covering the entire SEPA zone. Includes a free XML validator.
Does the same job
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SEPA GeneratorMay 2026 · generatesepa.com · ▲2The easiest way to generate a SEPA XML from an Excel/CSV
- PAPayme, a library and CLI to generate QR codes for SEPA payments2024 · github.com · ▲38
I built this library and tool several years ago. Some event where I was a co-organizer needed pre-payment for the orders, and to make this easy without going the path of an online payment service, I sent automatic mails with payment QR codes included. The CLI also (by default) generates QR codes in the terminal, which I use often when an invoice needs to be paid: copy all necessary fields as CLI flags, generate the QR in the terminal, scan with the phone, double check everything and go! Maybe paying should not be this easy...
- XMLBridge - SEPA gen & Nacha converterMar 2026
Free browser-based XML, SEPA generator & Nacha converter
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