SEPA Generator

What it does

SEPA Generator is a local desktop app for creating ISO 20022 SEPA XML files from CSV or Excel. The free open-source Community edition handles pain.001 credit transfers, while Pro adds pain.008 Direct Debit, XSD validation, detailed reports, XML migration, reusable profiles and Address Readiness. Payment data stays on your computer.

Create SEPA files from Excel or CSV locally. Community is free; Pro adds Direct Debit, XSD validation, detailed reports, and XML migration.

Prepare Credit Transfers and Direct Debits, catch avoidable issues before bank submission, and keep payment data on your computer. Payment files are processed locally. No bank connection or payment transmission. How your data is handled. Start from your goal — SEPA Generator takes care of the file format. Community checks your input data before generating the file. Pro also validates the finished XML against the official SEPA schemas and writes a detailed report. SEPA Generator does not connect to your bank and does not send payments. It prepares the file — you upload it yourself, exactly as you do today. Pro includes everything in Community and adds CORE and B2B Direct Debit, reusable…from sepa-xml-generator.com

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