Lit.money – Ethically designed to be a private, simple way to see money
Hey HN People, I know it's 2025, and you might be wondering why there's a need for a personal finance web app. I'd like to share my story and why I created lit.Money. During COVID, I started actively managing my finances, primarily optimizing for FIRE and monitoring my progress. There are apps in India, but I didn't like their UI. I don't like to exchange messages or call with accountant for bank details or transaction queries. I also wanted a simple way to view my partner's and family's finances in one place. I considered Copilot, but it wasn't available in India. While there are 1 or 2…
Lit.money – Ethically designed to be a private, simple way to see money launched on April 17, 2025 with 23 votes, #860 of 7,818 launches that month and more than 90% of that year's launches. The site was still online in September 2026, 1 year on.
In plain words
Lit.money is a personal finance web app designed for privacy-conscious users in India who want to manage their money simply. It aggregates financial data from multiple accounts onto a single dashboard and allows users to share financial views with partners, family members, or accountants without exchanging sensitive banking details directly. The app prioritizes a clean interface and is built for people tracking financial goals like FIRE (financial independence, retire early).
written from the facts on this page · September 2026
From the sources
lit.money is a privacy first financial management app to track spending, grow savings, and make smarter decisions without the clutter.
In the world of apps, none made finance management easy until lit.money came along. It's designed with one clear goal: to make things simple. lit.money revolutionizes financial management by prioritizing simplicity and accessibility. 👋 I'm mihir naik 🔗 , the maker behind lit.money. When I'm not on the internet building cool stuff, you can catch me chilling with my cats or soaking up quality time with family. I found myself battling against badly designed bank apps, constantly wrestling with tax filings, and frustrations with investment tracking on spreadsheets. But, who said it has to be that way? So, I started working on lit.money! It's my solution to these day-to-day financial gripes,…from lit.money
In the maker’s words, at launch
Hey HN People, I know it's 2025, and you might be wondering why there's a need for a personal finance web app. I'd like to share my story and why I created lit.Money. During COVID, I started actively managing my finances, primarily optimizing for FIRE and monitoring my progress. There are apps in India, but I didn't…
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